LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,649
−HK$5,496/mo
▼ 0.25% · 3.875%
HK$90,375
−HK$2,770/mo
Today · 4.125%
HK$93,145
baseline
▲ 0.50% · 4.625%
HK$98,813
+HK$5,668/mo
Deposit HK$19.22M · loan HK$19.22M · min. income ≈ HK$186,290/mo (50% DSR)
Upfront cash ≈ HK$20.85M (deposit + AVD stamp duty HK$1,633,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,508
−HK$5,268/mo
▼ 0.25% · 3.875%
HK$100,123
−HK$2,653/mo
Today · 4.125%
HK$102,776
baseline
▲ 0.50% · 4.625%
HK$108,194
+HK$5,418/mo
Deposit HK$19.22M · loan HK$19.22M · min. income ≈ HK$205,552/mo (50% DSR)
Upfront cash ≈ HK$20.85M (deposit + AVD stamp duty HK$1,633,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,178
−HK$6,596/mo
▼ 0.25% · 3.875%
HK$108,450
−HK$3,324/mo
Today · 4.125%
HK$111,774
baseline
▲ 0.50% · 4.625%
HK$118,575
+HK$6,801/mo
Deposit HK$15.38M · loan HK$23.06M · min. income ≈ HK$223,548/mo (50% DSR)
Upfront cash ≈ HK$17.01M (deposit + AVD stamp duty HK$1,633,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,010
−HK$6,322/mo
▼ 0.25% · 3.875%
HK$120,148
−HK$3,184/mo
Today · 4.125%
HK$123,332
baseline
▲ 0.50% · 4.625%
HK$129,833
+HK$6,501/mo
Deposit HK$15.38M · loan HK$23.06M · min. income ≈ HK$246,664/mo (50% DSR)
Upfront cash ≈ HK$17.01M (deposit + AVD stamp duty HK$1,633,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,708
−HK$7,695/mo
▼ 0.25% · 3.875%
HK$126,525
−HK$3,878/mo
Today · 4.125%
HK$130,403
baseline
▲ 0.50% · 4.625%
HK$138,338
+HK$7,935/mo
Deposit HK$11.53M · loan HK$26.91M · min. income ≈ HK$260,806/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$1,633,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,512
−HK$7,375/mo
▼ 0.25% · 3.875%
HK$140,173
−HK$3,714/mo
Today · 4.125%
HK$143,887
baseline
▲ 0.50% · 4.625%
HK$151,471
+HK$7,584/mo
Deposit HK$11.53M · loan HK$26.91M · min. income ≈ HK$287,774/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$1,633,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,768
−HK$9,893/mo
▼ 0.25% · 3.875%
HK$162,675
−HK$4,986/mo
Today · 4.125%
HK$167,661
baseline
▲ 0.50% · 4.625%
HK$177,863
+HK$10,202/mo
Deposit HK$3.84M · loan HK$34.59M · min. income ≈ HK$335,322/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$1,633,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,515
−HK$9,482/mo
▼ 0.25% · 3.875%
HK$180,222
−HK$4,775/mo
Today · 4.125%
HK$184,997
baseline
▲ 0.50% · 4.625%
HK$194,749
+HK$9,752/mo
Deposit HK$3.84M · loan HK$34.59M · min. income ≈ HK$369,994/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$1,633,620 · Scale 2, in force from 26 Feb 2026)