LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,657
−HK$5,497/mo
▼ 0.25% · 3.875%
HK$90,384
−HK$2,770/mo
Today · 4.125%
HK$93,154
baseline
▲ 0.50% · 4.625%
HK$98,822
+HK$5,668/mo
Deposit HK$19.22M · loan HK$19.22M · min. income ≈ HK$186,308/mo (50% DSR)
Upfront cash ≈ HK$20.85M (deposit + AVD stamp duty HK$1,633,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,517
−HK$5,269/mo
▼ 0.25% · 3.875%
HK$100,133
−HK$2,653/mo
Today · 4.125%
HK$102,786
baseline
▲ 0.50% · 4.625%
HK$108,204
+HK$5,418/mo
Deposit HK$19.22M · loan HK$19.22M · min. income ≈ HK$205,572/mo (50% DSR)
Upfront cash ≈ HK$20.85M (deposit + AVD stamp duty HK$1,633,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,188
−HK$6,597/mo
▼ 0.25% · 3.875%
HK$108,460
−HK$3,325/mo
Today · 4.125%
HK$111,785
baseline
▲ 0.50% · 4.625%
HK$118,586
+HK$6,801/mo
Deposit HK$15.38M · loan HK$23.07M · min. income ≈ HK$223,570/mo (50% DSR)
Upfront cash ≈ HK$17.01M (deposit + AVD stamp duty HK$1,633,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,021
−HK$6,322/mo
▼ 0.25% · 3.875%
HK$120,159
−HK$3,184/mo
Today · 4.125%
HK$123,343
baseline
▲ 0.50% · 4.625%
HK$129,845
+HK$6,502/mo
Deposit HK$15.38M · loan HK$23.07M · min. income ≈ HK$246,686/mo (50% DSR)
Upfront cash ≈ HK$17.01M (deposit + AVD stamp duty HK$1,633,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,720
−HK$7,695/mo
▼ 0.25% · 3.875%
HK$126,537
−HK$3,878/mo
Today · 4.125%
HK$130,415
baseline
▲ 0.50% · 4.625%
HK$138,351
+HK$7,936/mo
Deposit HK$11.53M · loan HK$26.91M · min. income ≈ HK$260,830/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$1,633,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,524
−HK$7,376/mo
▼ 0.25% · 3.875%
HK$140,186
−HK$3,714/mo
Today · 4.125%
HK$143,900
baseline
▲ 0.50% · 4.625%
HK$151,486
+HK$7,586/mo
Deposit HK$11.53M · loan HK$26.91M · min. income ≈ HK$287,800/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$1,633,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,782
−HK$9,895/mo
▼ 0.25% · 3.875%
HK$162,690
−HK$4,987/mo
Today · 4.125%
HK$167,677
baseline
▲ 0.50% · 4.625%
HK$177,880
+HK$10,203/mo
Deposit HK$3.84M · loan HK$34.60M · min. income ≈ HK$335,354/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$1,633,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,531
−HK$9,484/mo
▼ 0.25% · 3.875%
HK$180,239
−HK$4,776/mo
Today · 4.125%
HK$185,015
baseline
▲ 0.50% · 4.625%
HK$194,767
+HK$9,752/mo
Deposit HK$3.84M · loan HK$34.60M · min. income ≈ HK$370,030/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$1,633,773 · Scale 2, in force from 26 Feb 2026)