LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,669
−HK$5,498/mo
▼ 0.25% · 3.875%
HK$90,396
−HK$2,771/mo
Today · 4.125%
HK$93,167
baseline
▲ 0.50% · 4.625%
HK$98,836
+HK$5,669/mo
Deposit HK$19.22M · loan HK$19.22M · min. income ≈ HK$186,334/mo (50% DSR)
Upfront cash ≈ HK$20.86M (deposit + AVD stamp duty HK$1,634,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,531
−HK$5,270/mo
▼ 0.25% · 3.875%
HK$100,147
−HK$2,654/mo
Today · 4.125%
HK$102,801
baseline
▲ 0.50% · 4.625%
HK$108,219
+HK$5,418/mo
Deposit HK$19.22M · loan HK$19.22M · min. income ≈ HK$205,602/mo (50% DSR)
Upfront cash ≈ HK$20.86M (deposit + AVD stamp duty HK$1,634,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,203
−HK$6,597/mo
▼ 0.25% · 3.875%
HK$108,476
−HK$3,324/mo
Today · 4.125%
HK$111,800
baseline
▲ 0.50% · 4.625%
HK$118,603
+HK$6,803/mo
Deposit HK$15.38M · loan HK$23.07M · min. income ≈ HK$223,600/mo (50% DSR)
Upfront cash ≈ HK$17.01M (deposit + AVD stamp duty HK$1,634,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,038
−HK$6,323/mo
▼ 0.25% · 3.875%
HK$120,176
−HK$3,185/mo
Today · 4.125%
HK$123,361
baseline
▲ 0.50% · 4.625%
HK$129,863
+HK$6,502/mo
Deposit HK$15.38M · loan HK$23.07M · min. income ≈ HK$246,722/mo (50% DSR)
Upfront cash ≈ HK$17.01M (deposit + AVD stamp duty HK$1,634,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,737
−HK$7,697/mo
▼ 0.25% · 3.875%
HK$126,555
−HK$3,879/mo
Today · 4.125%
HK$130,434
baseline
▲ 0.50% · 4.625%
HK$138,370
+HK$7,936/mo
Deposit HK$11.53M · loan HK$26.91M · min. income ≈ HK$260,868/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$1,634,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,544
−HK$7,377/mo
▼ 0.25% · 3.875%
HK$140,206
−HK$3,715/mo
Today · 4.125%
HK$143,921
baseline
▲ 0.50% · 4.625%
HK$151,507
+HK$7,586/mo
Deposit HK$11.53M · loan HK$26.91M · min. income ≈ HK$287,842/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$1,634,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,805
−HK$9,896/mo
▼ 0.25% · 3.875%
HK$162,713
−HK$4,988/mo
Today · 4.125%
HK$167,701
baseline
▲ 0.50% · 4.625%
HK$177,905
+HK$10,204/mo
Deposit HK$3.84M · loan HK$34.60M · min. income ≈ HK$335,402/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$1,634,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,556
−HK$9,485/mo
▼ 0.25% · 3.875%
HK$180,265
−HK$4,776/mo
Today · 4.125%
HK$185,041
baseline
▲ 0.50% · 4.625%
HK$194,795
+HK$9,754/mo
Deposit HK$3.84M · loan HK$34.60M · min. income ≈ HK$370,082/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$1,634,004 · Scale 2, in force from 26 Feb 2026)