LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,690
−HK$5,498/mo
▼ 0.25% · 3.875%
HK$90,417
−HK$2,771/mo
Today · 4.125%
HK$93,188
baseline
▲ 0.50% · 4.625%
HK$98,859
+HK$5,671/mo
Deposit HK$19.23M · loan HK$19.23M · min. income ≈ HK$186,376/mo (50% DSR)
Upfront cash ≈ HK$20.86M (deposit + AVD stamp duty HK$1,634,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,554
−HK$5,270/mo
▼ 0.25% · 3.875%
HK$100,170
−HK$2,654/mo
Today · 4.125%
HK$102,824
baseline
▲ 0.50% · 4.625%
HK$108,244
+HK$5,420/mo
Deposit HK$19.23M · loan HK$19.23M · min. income ≈ HK$205,648/mo (50% DSR)
Upfront cash ≈ HK$20.86M (deposit + AVD stamp duty HK$1,634,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,227
−HK$6,599/mo
▼ 0.25% · 3.875%
HK$108,501
−HK$3,325/mo
Today · 4.125%
HK$111,826
baseline
▲ 0.50% · 4.625%
HK$118,631
+HK$6,805/mo
Deposit HK$15.38M · loan HK$23.07M · min. income ≈ HK$223,652/mo (50% DSR)
Upfront cash ≈ HK$17.02M (deposit + AVD stamp duty HK$1,634,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,065
−HK$6,324/mo
▼ 0.25% · 3.875%
HK$120,204
−HK$3,185/mo
Today · 4.125%
HK$123,389
baseline
▲ 0.50% · 4.625%
HK$129,893
+HK$6,504/mo
Deposit HK$15.38M · loan HK$23.07M · min. income ≈ HK$246,778/mo (50% DSR)
Upfront cash ≈ HK$17.02M (deposit + AVD stamp duty HK$1,634,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,765
−HK$7,699/mo
▼ 0.25% · 3.875%
HK$126,584
−HK$3,880/mo
Today · 4.125%
HK$130,464
baseline
▲ 0.50% · 4.625%
HK$138,402
+HK$7,938/mo
Deposit HK$11.54M · loan HK$26.92M · min. income ≈ HK$260,928/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$1,634,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,575
−HK$7,379/mo
▼ 0.25% · 3.875%
HK$140,238
−HK$3,716/mo
Today · 4.125%
HK$143,954
baseline
▲ 0.50% · 4.625%
HK$151,542
+HK$7,588/mo
Deposit HK$11.54M · loan HK$26.92M · min. income ≈ HK$287,908/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$1,634,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,841
−HK$9,898/mo
▼ 0.25% · 3.875%
HK$162,751
−HK$4,988/mo
Today · 4.125%
HK$167,739
baseline
▲ 0.50% · 4.625%
HK$177,946
+HK$10,207/mo
Deposit HK$3.85M · loan HK$34.61M · min. income ≈ HK$335,478/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$1,634,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,597
−HK$9,487/mo
▼ 0.25% · 3.875%
HK$180,306
−HK$4,778/mo
Today · 4.125%
HK$185,084
baseline
▲ 0.50% · 4.625%
HK$194,840
+HK$9,756/mo
Deposit HK$3.85M · loan HK$34.61M · min. income ≈ HK$370,168/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$1,634,381 · Scale 2, in force from 26 Feb 2026)