LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,698
−HK$5,499/mo
▼ 0.25% · 3.875%
HK$90,426
−HK$2,771/mo
Today · 4.125%
HK$93,197
baseline
▲ 0.50% · 4.625%
HK$98,868
+HK$5,671/mo
Deposit HK$19.23M · loan HK$19.23M · min. income ≈ HK$186,394/mo (50% DSR)
Upfront cash ≈ HK$20.86M (deposit + AVD stamp duty HK$1,634,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,563
−HK$5,271/mo
▼ 0.25% · 3.875%
HK$100,180
−HK$2,654/mo
Today · 4.125%
HK$102,834
baseline
▲ 0.50% · 4.625%
HK$108,255
+HK$5,421/mo
Deposit HK$19.23M · loan HK$19.23M · min. income ≈ HK$205,668/mo (50% DSR)
Upfront cash ≈ HK$20.86M (deposit + AVD stamp duty HK$1,634,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,237
−HK$6,600/mo
▼ 0.25% · 3.875%
HK$108,511
−HK$3,326/mo
Today · 4.125%
HK$111,837
baseline
▲ 0.50% · 4.625%
HK$118,642
+HK$6,805/mo
Deposit HK$15.38M · loan HK$23.08M · min. income ≈ HK$223,674/mo (50% DSR)
Upfront cash ≈ HK$17.02M (deposit + AVD stamp duty HK$1,634,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,076
−HK$6,325/mo
▼ 0.25% · 3.875%
HK$120,216
−HK$3,185/mo
Today · 4.125%
HK$123,401
baseline
▲ 0.50% · 4.625%
HK$129,905
+HK$6,504/mo
Deposit HK$15.38M · loan HK$23.08M · min. income ≈ HK$246,802/mo (50% DSR)
Upfront cash ≈ HK$17.02M (deposit + AVD stamp duty HK$1,634,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,777
−HK$7,699/mo
▼ 0.25% · 3.875%
HK$126,596
−HK$3,880/mo
Today · 4.125%
HK$130,476
baseline
▲ 0.50% · 4.625%
HK$138,415
+HK$7,939/mo
Deposit HK$11.54M · loan HK$26.92M · min. income ≈ HK$260,952/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$1,634,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,588
−HK$7,380/mo
▼ 0.25% · 3.875%
HK$140,251
−HK$3,717/mo
Today · 4.125%
HK$143,968
baseline
▲ 0.50% · 4.625%
HK$151,556
+HK$7,588/mo
Deposit HK$11.54M · loan HK$26.92M · min. income ≈ HK$287,936/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$1,634,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,856
−HK$9,899/mo
▼ 0.25% · 3.875%
HK$162,766
−HK$4,989/mo
Today · 4.125%
HK$167,755
baseline
▲ 0.50% · 4.625%
HK$177,963
+HK$10,208/mo
Deposit HK$3.85M · loan HK$34.61M · min. income ≈ HK$335,510/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$1,634,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,613
−HK$9,488/mo
▼ 0.25% · 3.875%
HK$180,323
−HK$4,778/mo
Today · 4.125%
HK$185,101
baseline
▲ 0.50% · 4.625%
HK$194,858
+HK$9,757/mo
Deposit HK$3.85M · loan HK$34.61M · min. income ≈ HK$370,202/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$1,634,536 · Scale 2, in force from 26 Feb 2026)