LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,699
−HK$5,499/mo
▼ 0.25% · 3.875%
HK$90,427
−HK$2,771/mo
Today · 4.125%
HK$93,198
baseline
▲ 0.50% · 4.625%
HK$98,869
+HK$5,671/mo
Deposit HK$19.23M · loan HK$19.23M · min. income ≈ HK$186,396/mo (50% DSR)
Upfront cash ≈ HK$20.86M (deposit + AVD stamp duty HK$1,634,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,564
−HK$5,271/mo
▼ 0.25% · 3.875%
HK$100,181
−HK$2,654/mo
Today · 4.125%
HK$102,835
baseline
▲ 0.50% · 4.625%
HK$108,256
+HK$5,421/mo
Deposit HK$19.23M · loan HK$19.23M · min. income ≈ HK$205,670/mo (50% DSR)
Upfront cash ≈ HK$20.86M (deposit + AVD stamp duty HK$1,634,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,239
−HK$6,599/mo
▼ 0.25% · 3.875%
HK$108,512
−HK$3,326/mo
Today · 4.125%
HK$111,838
baseline
▲ 0.50% · 4.625%
HK$118,643
+HK$6,805/mo
Deposit HK$15.38M · loan HK$23.08M · min. income ≈ HK$223,676/mo (50% DSR)
Upfront cash ≈ HK$17.02M (deposit + AVD stamp duty HK$1,634,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,077
−HK$6,325/mo
▼ 0.25% · 3.875%
HK$120,217
−HK$3,185/mo
Today · 4.125%
HK$123,402
baseline
▲ 0.50% · 4.625%
HK$129,907
+HK$6,505/mo
Deposit HK$15.38M · loan HK$23.08M · min. income ≈ HK$246,804/mo (50% DSR)
Upfront cash ≈ HK$17.02M (deposit + AVD stamp duty HK$1,634,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,778
−HK$7,700/mo
▼ 0.25% · 3.875%
HK$126,598
−HK$3,880/mo
Today · 4.125%
HK$130,478
baseline
▲ 0.50% · 4.625%
HK$138,417
+HK$7,939/mo
Deposit HK$11.54M · loan HK$26.92M · min. income ≈ HK$260,956/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$1,634,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,590
−HK$7,379/mo
▼ 0.25% · 3.875%
HK$140,253
−HK$3,716/mo
Today · 4.125%
HK$143,969
baseline
▲ 0.50% · 4.625%
HK$151,558
+HK$7,589/mo
Deposit HK$11.54M · loan HK$26.92M · min. income ≈ HK$287,938/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$1,634,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,858
−HK$9,899/mo
▼ 0.25% · 3.875%
HK$162,768
−HK$4,989/mo
Today · 4.125%
HK$167,757
baseline
▲ 0.50% · 4.625%
HK$177,965
+HK$10,208/mo
Deposit HK$3.85M · loan HK$34.61M · min. income ≈ HK$335,514/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$1,634,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,616
−HK$9,487/mo
▼ 0.25% · 3.875%
HK$180,325
−HK$4,778/mo
Today · 4.125%
HK$185,103
baseline
▲ 0.50% · 4.625%
HK$194,861
+HK$9,758/mo
Deposit HK$3.85M · loan HK$34.61M · min. income ≈ HK$370,206/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$1,634,555 · Scale 2, in force from 26 Feb 2026)