LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,734
−HK$5,501/mo
▼ 0.25% · 3.875%
HK$90,463
−HK$2,772/mo
Today · 4.125%
HK$93,235
baseline
▲ 0.50% · 4.625%
HK$98,909
+HK$5,674/mo
Deposit HK$19.24M · loan HK$19.24M · min. income ≈ HK$186,470/mo (50% DSR)
Upfront cash ≈ HK$20.87M (deposit + AVD stamp duty HK$1,635,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,603
−HK$5,273/mo
▼ 0.25% · 3.875%
HK$100,221
−HK$2,655/mo
Today · 4.125%
HK$102,876
baseline
▲ 0.50% · 4.625%
HK$108,299
+HK$5,423/mo
Deposit HK$19.24M · loan HK$19.24M · min. income ≈ HK$205,752/mo (50% DSR)
Upfront cash ≈ HK$20.87M (deposit + AVD stamp duty HK$1,635,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,281
−HK$6,602/mo
▼ 0.25% · 3.875%
HK$108,555
−HK$3,328/mo
Today · 4.125%
HK$111,883
baseline
▲ 0.50% · 4.625%
HK$118,690
+HK$6,807/mo
Deposit HK$15.39M · loan HK$23.09M · min. income ≈ HK$223,766/mo (50% DSR)
Upfront cash ≈ HK$17.03M (deposit + AVD stamp duty HK$1,635,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,124
−HK$6,327/mo
▼ 0.25% · 3.875%
HK$120,265
−HK$3,186/mo
Today · 4.125%
HK$123,451
baseline
▲ 0.50% · 4.625%
HK$129,959
+HK$6,508/mo
Deposit HK$15.39M · loan HK$23.09M · min. income ≈ HK$246,902/mo (50% DSR)
Upfront cash ≈ HK$17.03M (deposit + AVD stamp duty HK$1,635,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,827
−HK$7,703/mo
▼ 0.25% · 3.875%
HK$126,648
−HK$3,882/mo
Today · 4.125%
HK$130,530
baseline
▲ 0.50% · 4.625%
HK$138,472
+HK$7,942/mo
Deposit HK$11.54M · loan HK$26.93M · min. income ≈ HK$261,060/mo (50% DSR)
Upfront cash ≈ HK$13.18M (deposit + AVD stamp duty HK$1,635,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,644
−HK$7,383/mo
▼ 0.25% · 3.875%
HK$140,309
−HK$3,718/mo
Today · 4.125%
HK$144,027
baseline
▲ 0.50% · 4.625%
HK$151,618
+HK$7,591/mo
Deposit HK$11.54M · loan HK$26.93M · min. income ≈ HK$288,054/mo (50% DSR)
Upfront cash ≈ HK$13.18M (deposit + AVD stamp duty HK$1,635,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,921
−HK$9,903/mo
▼ 0.25% · 3.875%
HK$162,833
−HK$4,991/mo
Today · 4.125%
HK$167,824
baseline
▲ 0.50% · 4.625%
HK$178,035
+HK$10,211/mo
Deposit HK$3.85M · loan HK$34.63M · min. income ≈ HK$335,648/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$1,635,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,685
−HK$9,492/mo
▼ 0.25% · 3.875%
HK$180,397
−HK$4,780/mo
Today · 4.125%
HK$185,177
baseline
▲ 0.50% · 4.625%
HK$194,938
+HK$9,761/mo
Deposit HK$3.85M · loan HK$34.63M · min. income ≈ HK$370,354/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$1,635,205 · Scale 2, in force from 26 Feb 2026)