LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,748
−HK$5,503/mo
▼ 0.25% · 3.875%
HK$90,477
−HK$2,774/mo
Today · 4.125%
HK$93,251
baseline
▲ 0.50% · 4.625%
HK$98,925
+HK$5,674/mo
Deposit HK$19.24M · loan HK$19.24M · min. income ≈ HK$186,502/mo (50% DSR)
Upfront cash ≈ HK$20.88M (deposit + AVD stamp duty HK$1,635,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,619
−HK$5,274/mo
▼ 0.25% · 3.875%
HK$100,237
−HK$2,656/mo
Today · 4.125%
HK$102,893
baseline
▲ 0.50% · 4.625%
HK$108,316
+HK$5,423/mo
Deposit HK$19.24M · loan HK$19.24M · min. income ≈ HK$205,786/mo (50% DSR)
Upfront cash ≈ HK$20.88M (deposit + AVD stamp duty HK$1,635,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,298
−HK$6,603/mo
▼ 0.25% · 3.875%
HK$108,573
−HK$3,328/mo
Today · 4.125%
HK$111,901
baseline
▲ 0.50% · 4.625%
HK$118,710
+HK$6,809/mo
Deposit HK$15.39M · loan HK$23.09M · min. income ≈ HK$223,802/mo (50% DSR)
Upfront cash ≈ HK$17.03M (deposit + AVD stamp duty HK$1,635,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,143
−HK$6,328/mo
▼ 0.25% · 3.875%
HK$120,284
−HK$3,187/mo
Today · 4.125%
HK$123,471
baseline
▲ 0.50% · 4.625%
HK$129,980
+HK$6,509/mo
Deposit HK$15.39M · loan HK$23.09M · min. income ≈ HK$246,942/mo (50% DSR)
Upfront cash ≈ HK$17.03M (deposit + AVD stamp duty HK$1,635,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,847
−HK$7,704/mo
▼ 0.25% · 3.875%
HK$126,668
−HK$3,883/mo
Today · 4.125%
HK$130,551
baseline
▲ 0.50% · 4.625%
HK$138,494
+HK$7,943/mo
Deposit HK$11.54M · loan HK$26.94M · min. income ≈ HK$261,102/mo (50% DSR)
Upfront cash ≈ HK$13.18M (deposit + AVD stamp duty HK$1,635,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,666
−HK$7,384/mo
▼ 0.25% · 3.875%
HK$140,332
−HK$3,718/mo
Today · 4.125%
HK$144,050
baseline
▲ 0.50% · 4.625%
HK$151,643
+HK$7,593/mo
Deposit HK$11.54M · loan HK$26.94M · min. income ≈ HK$288,100/mo (50% DSR)
Upfront cash ≈ HK$13.18M (deposit + AVD stamp duty HK$1,635,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,946
−HK$9,905/mo
▼ 0.25% · 3.875%
HK$162,859
−HK$4,992/mo
Today · 4.125%
HK$167,851
baseline
▲ 0.50% · 4.625%
HK$178,064
+HK$10,213/mo
Deposit HK$3.85M · loan HK$34.63M · min. income ≈ HK$335,702/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$1,635,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,714
−HK$9,493/mo
▼ 0.25% · 3.875%
HK$180,426
−HK$4,781/mo
Today · 4.125%
HK$185,207
baseline
▲ 0.50% · 4.625%
HK$194,970
+HK$9,763/mo
Deposit HK$3.85M · loan HK$34.63M · min. income ≈ HK$370,414/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$1,635,470 · Scale 2, in force from 26 Feb 2026)