LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,757
−HK$5,503/mo
▼ 0.25% · 3.875%
HK$90,487
−HK$2,773/mo
Today · 4.125%
HK$93,260
baseline
▲ 0.50% · 4.625%
HK$98,935
+HK$5,675/mo
Deposit HK$19.24M · loan HK$19.24M · min. income ≈ HK$186,520/mo (50% DSR)
Upfront cash ≈ HK$20.88M (deposit + AVD stamp duty HK$1,635,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,629
−HK$5,275/mo
▼ 0.25% · 3.875%
HK$100,247
−HK$2,657/mo
Today · 4.125%
HK$102,904
baseline
▲ 0.50% · 4.625%
HK$108,328
+HK$5,424/mo
Deposit HK$19.24M · loan HK$19.24M · min. income ≈ HK$205,808/mo (50% DSR)
Upfront cash ≈ HK$20.88M (deposit + AVD stamp duty HK$1,635,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,309
−HK$6,604/mo
▼ 0.25% · 3.875%
HK$108,584
−HK$3,329/mo
Today · 4.125%
HK$111,913
baseline
▲ 0.50% · 4.625%
HK$118,722
+HK$6,809/mo
Deposit HK$15.39M · loan HK$23.09M · min. income ≈ HK$223,826/mo (50% DSR)
Upfront cash ≈ HK$17.03M (deposit + AVD stamp duty HK$1,635,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,155
−HK$6,329/mo
▼ 0.25% · 3.875%
HK$120,297
−HK$3,187/mo
Today · 4.125%
HK$123,484
baseline
▲ 0.50% · 4.625%
HK$129,993
+HK$6,509/mo
Deposit HK$15.39M · loan HK$23.09M · min. income ≈ HK$246,968/mo (50% DSR)
Upfront cash ≈ HK$17.03M (deposit + AVD stamp duty HK$1,635,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,860
−HK$7,705/mo
▼ 0.25% · 3.875%
HK$126,682
−HK$3,883/mo
Today · 4.125%
HK$130,565
baseline
▲ 0.50% · 4.625%
HK$138,509
+HK$7,944/mo
Deposit HK$11.55M · loan HK$26.94M · min. income ≈ HK$261,130/mo (50% DSR)
Upfront cash ≈ HK$13.18M (deposit + AVD stamp duty HK$1,635,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,681
−HK$7,384/mo
▼ 0.25% · 3.875%
HK$140,346
−HK$3,719/mo
Today · 4.125%
HK$144,065
baseline
▲ 0.50% · 4.625%
HK$151,659
+HK$7,594/mo
Deposit HK$11.55M · loan HK$26.94M · min. income ≈ HK$288,130/mo (50% DSR)
Upfront cash ≈ HK$13.18M (deposit + AVD stamp duty HK$1,635,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,963
−HK$9,906/mo
▼ 0.25% · 3.875%
HK$162,877
−HK$4,992/mo
Today · 4.125%
HK$167,869
baseline
▲ 0.50% · 4.625%
HK$178,083
+HK$10,214/mo
Deposit HK$3.85M · loan HK$34.64M · min. income ≈ HK$335,738/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$1,635,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,732
−HK$9,495/mo
▼ 0.25% · 3.875%
HK$180,445
−HK$4,782/mo
Today · 4.125%
HK$185,227
baseline
▲ 0.50% · 4.625%
HK$194,990
+HK$9,763/mo
Deposit HK$3.85M · loan HK$34.64M · min. income ≈ HK$370,454/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$1,635,643 · Scale 2, in force from 26 Feb 2026)