LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,764
−HK$5,504/mo
▼ 0.25% · 3.875%
HK$90,494
−HK$2,774/mo
Today · 4.125%
HK$93,268
baseline
▲ 0.50% · 4.625%
HK$98,943
+HK$5,675/mo
Deposit HK$19.24M · loan HK$19.24M · min. income ≈ HK$186,536/mo (50% DSR)
Upfront cash ≈ HK$20.88M (deposit + AVD stamp duty HK$1,635,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,637
−HK$5,275/mo
▼ 0.25% · 3.875%
HK$100,256
−HK$2,656/mo
Today · 4.125%
HK$102,912
baseline
▲ 0.50% · 4.625%
HK$108,337
+HK$5,425/mo
Deposit HK$19.24M · loan HK$19.24M · min. income ≈ HK$205,824/mo (50% DSR)
Upfront cash ≈ HK$20.88M (deposit + AVD stamp duty HK$1,635,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,317
−HK$6,605/mo
▼ 0.25% · 3.875%
HK$108,593
−HK$3,329/mo
Today · 4.125%
HK$111,922
baseline
▲ 0.50% · 4.625%
HK$118,732
+HK$6,810/mo
Deposit HK$15.40M · loan HK$23.09M · min. income ≈ HK$223,844/mo (50% DSR)
Upfront cash ≈ HK$17.03M (deposit + AVD stamp duty HK$1,635,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,164
−HK$6,330/mo
▼ 0.25% · 3.875%
HK$120,307
−HK$3,187/mo
Today · 4.125%
HK$123,494
baseline
▲ 0.50% · 4.625%
HK$130,004
+HK$6,510/mo
Deposit HK$15.40M · loan HK$23.09M · min. income ≈ HK$246,988/mo (50% DSR)
Upfront cash ≈ HK$17.03M (deposit + AVD stamp duty HK$1,635,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,870
−HK$7,705/mo
▼ 0.25% · 3.875%
HK$126,692
−HK$3,883/mo
Today · 4.125%
HK$130,575
baseline
▲ 0.50% · 4.625%
HK$138,520
+HK$7,945/mo
Deposit HK$11.55M · loan HK$26.94M · min. income ≈ HK$261,150/mo (50% DSR)
Upfront cash ≈ HK$13.18M (deposit + AVD stamp duty HK$1,635,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,692
−HK$7,385/mo
▼ 0.25% · 3.875%
HK$140,358
−HK$3,719/mo
Today · 4.125%
HK$144,077
baseline
▲ 0.50% · 4.625%
HK$151,671
+HK$7,594/mo
Deposit HK$11.55M · loan HK$26.94M · min. income ≈ HK$288,154/mo (50% DSR)
Upfront cash ≈ HK$13.18M (deposit + AVD stamp duty HK$1,635,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,976
−HK$9,906/mo
▼ 0.25% · 3.875%
HK$162,890
−HK$4,992/mo
Today · 4.125%
HK$167,882
baseline
▲ 0.50% · 4.625%
HK$178,098
+HK$10,216/mo
Deposit HK$3.85M · loan HK$34.64M · min. income ≈ HK$335,764/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$1,635,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,747
−HK$9,495/mo
▼ 0.25% · 3.875%
HK$180,460
−HK$4,782/mo
Today · 4.125%
HK$185,242
baseline
▲ 0.50% · 4.625%
HK$195,006
+HK$9,764/mo
Deposit HK$3.85M · loan HK$34.64M · min. income ≈ HK$370,484/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$1,635,776 · Scale 2, in force from 26 Feb 2026)