LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,787
−HK$5,506/mo
▼ 0.25% · 3.875%
HK$90,518
−HK$2,775/mo
Today · 4.125%
HK$93,293
baseline
▲ 0.50% · 4.625%
HK$98,969
+HK$5,676/mo
Deposit HK$19.25M · loan HK$19.25M · min. income ≈ HK$186,586/mo (50% DSR)
Upfront cash ≈ HK$20.89M (deposit + AVD stamp duty HK$1,636,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,663
−HK$5,276/mo
▼ 0.25% · 3.875%
HK$100,282
−HK$2,657/mo
Today · 4.125%
HK$102,939
baseline
▲ 0.50% · 4.625%
HK$108,365
+HK$5,426/mo
Deposit HK$19.25M · loan HK$19.25M · min. income ≈ HK$205,878/mo (50% DSR)
Upfront cash ≈ HK$20.89M (deposit + AVD stamp duty HK$1,636,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,345
−HK$6,606/mo
▼ 0.25% · 3.875%
HK$108,622
−HK$3,329/mo
Today · 4.125%
HK$111,951
baseline
▲ 0.50% · 4.625%
HK$118,763
+HK$6,812/mo
Deposit HK$15.40M · loan HK$23.10M · min. income ≈ HK$223,902/mo (50% DSR)
Upfront cash ≈ HK$17.04M (deposit + AVD stamp duty HK$1,636,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,195
−HK$6,332/mo
▼ 0.25% · 3.875%
HK$120,338
−HK$3,189/mo
Today · 4.125%
HK$123,527
baseline
▲ 0.50% · 4.625%
HK$130,038
+HK$6,511/mo
Deposit HK$15.40M · loan HK$23.10M · min. income ≈ HK$247,054/mo (50% DSR)
Upfront cash ≈ HK$17.04M (deposit + AVD stamp duty HK$1,636,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,902
−HK$7,708/mo
▼ 0.25% · 3.875%
HK$126,725
−HK$3,885/mo
Today · 4.125%
HK$130,610
baseline
▲ 0.50% · 4.625%
HK$138,557
+HK$7,947/mo
Deposit HK$11.55M · loan HK$26.95M · min. income ≈ HK$261,220/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,636,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,728
−HK$7,387/mo
▼ 0.25% · 3.875%
HK$140,395
−HK$3,720/mo
Today · 4.125%
HK$144,115
baseline
▲ 0.50% · 4.625%
HK$151,711
+HK$7,596/mo
Deposit HK$11.55M · loan HK$26.95M · min. income ≈ HK$288,230/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,636,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,017
−HK$9,910/mo
▼ 0.25% · 3.875%
HK$162,933
−HK$4,994/mo
Today · 4.125%
HK$167,927
baseline
▲ 0.50% · 4.625%
HK$178,144
+HK$10,217/mo
Deposit HK$3.85M · loan HK$34.65M · min. income ≈ HK$335,854/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$1,636,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,793
−HK$9,497/mo
▼ 0.25% · 3.875%
HK$180,507
−HK$4,783/mo
Today · 4.125%
HK$185,290
baseline
▲ 0.50% · 4.625%
HK$195,057
+HK$9,767/mo
Deposit HK$3.85M · loan HK$34.65M · min. income ≈ HK$370,580/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$1,636,205 · Scale 2, in force from 26 Feb 2026)