LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,803
−HK$5,506/mo
▼ 0.25% · 3.875%
HK$90,534
−HK$2,775/mo
Today · 4.125%
HK$93,309
baseline
▲ 0.50% · 4.625%
HK$98,987
+HK$5,678/mo
Deposit HK$19.25M · loan HK$19.25M · min. income ≈ HK$186,618/mo (50% DSR)
Upfront cash ≈ HK$20.89M (deposit + AVD stamp duty HK$1,636,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,680
−HK$5,278/mo
▼ 0.25% · 3.875%
HK$100,300
−HK$2,658/mo
Today · 4.125%
HK$102,958
baseline
▲ 0.50% · 4.625%
HK$108,385
+HK$5,427/mo
Deposit HK$19.25M · loan HK$19.25M · min. income ≈ HK$205,916/mo (50% DSR)
Upfront cash ≈ HK$20.89M (deposit + AVD stamp duty HK$1,636,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,364
−HK$6,607/mo
▼ 0.25% · 3.875%
HK$108,641
−HK$3,330/mo
Today · 4.125%
HK$111,971
baseline
▲ 0.50% · 4.625%
HK$118,784
+HK$6,813/mo
Deposit HK$15.40M · loan HK$23.10M · min. income ≈ HK$223,942/mo (50% DSR)
Upfront cash ≈ HK$17.04M (deposit + AVD stamp duty HK$1,636,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,216
−HK$6,333/mo
▼ 0.25% · 3.875%
HK$120,360
−HK$3,189/mo
Today · 4.125%
HK$123,549
baseline
▲ 0.50% · 4.625%
HK$130,062
+HK$6,513/mo
Deposit HK$15.40M · loan HK$23.10M · min. income ≈ HK$247,098/mo (50% DSR)
Upfront cash ≈ HK$17.04M (deposit + AVD stamp duty HK$1,636,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,925
−HK$7,708/mo
▼ 0.25% · 3.875%
HK$126,748
−HK$3,885/mo
Today · 4.125%
HK$130,633
baseline
▲ 0.50% · 4.625%
HK$138,582
+HK$7,949/mo
Deposit HK$11.55M · loan HK$26.95M · min. income ≈ HK$261,266/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,636,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,752
−HK$7,389/mo
▼ 0.25% · 3.875%
HK$140,420
−HK$3,721/mo
Today · 4.125%
HK$144,141
baseline
▲ 0.50% · 4.625%
HK$151,739
+HK$7,598/mo
Deposit HK$11.55M · loan HK$26.95M · min. income ≈ HK$288,282/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,636,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,046
−HK$9,911/mo
▼ 0.25% · 3.875%
HK$162,962
−HK$4,995/mo
Today · 4.125%
HK$167,957
baseline
▲ 0.50% · 4.625%
HK$178,177
+HK$10,220/mo
Deposit HK$3.85M · loan HK$34.66M · min. income ≈ HK$335,914/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$1,636,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,824
−HK$9,500/mo
▼ 0.25% · 3.875%
HK$180,540
−HK$4,784/mo
Today · 4.125%
HK$185,324
baseline
▲ 0.50% · 4.625%
HK$195,092
+HK$9,768/mo
Deposit HK$3.85M · loan HK$34.66M · min. income ≈ HK$370,648/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$1,636,500 · Scale 2, in force from 26 Feb 2026)