LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,834
−HK$5,508/mo
▼ 0.25% · 3.875%
HK$90,566
−HK$2,776/mo
Today · 4.125%
HK$93,342
baseline
▲ 0.50% · 4.625%
HK$99,022
+HK$5,680/mo
Deposit HK$19.26M · loan HK$19.26M · min. income ≈ HK$186,684/mo (50% DSR)
Upfront cash ≈ HK$20.90M (deposit + AVD stamp duty HK$1,637,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,714
−HK$5,280/mo
▼ 0.25% · 3.875%
HK$100,335
−HK$2,659/mo
Today · 4.125%
HK$102,994
baseline
▲ 0.50% · 4.625%
HK$108,423
+HK$5,429/mo
Deposit HK$19.26M · loan HK$19.26M · min. income ≈ HK$205,988/mo (50% DSR)
Upfront cash ≈ HK$20.90M (deposit + AVD stamp duty HK$1,637,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,401
−HK$6,609/mo
▼ 0.25% · 3.875%
HK$108,679
−HK$3,331/mo
Today · 4.125%
HK$112,010
baseline
▲ 0.50% · 4.625%
HK$118,826
+HK$6,816/mo
Deposit HK$15.41M · loan HK$23.11M · min. income ≈ HK$224,020/mo (50% DSR)
Upfront cash ≈ HK$17.04M (deposit + AVD stamp duty HK$1,637,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,257
−HK$6,335/mo
▼ 0.25% · 3.875%
HK$120,402
−HK$3,190/mo
Today · 4.125%
HK$123,592
baseline
▲ 0.50% · 4.625%
HK$130,107
+HK$6,515/mo
Deposit HK$15.41M · loan HK$23.11M · min. income ≈ HK$247,184/mo (50% DSR)
Upfront cash ≈ HK$17.04M (deposit + AVD stamp duty HK$1,637,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,968
−HK$7,711/mo
▼ 0.25% · 3.875%
HK$126,793
−HK$3,886/mo
Today · 4.125%
HK$130,679
baseline
▲ 0.50% · 4.625%
HK$138,630
+HK$7,951/mo
Deposit HK$11.56M · loan HK$26.96M · min. income ≈ HK$261,358/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,637,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,800
−HK$7,391/mo
▼ 0.25% · 3.875%
HK$140,469
−HK$3,722/mo
Today · 4.125%
HK$144,191
baseline
▲ 0.50% · 4.625%
HK$151,792
+HK$7,601/mo
Deposit HK$11.56M · loan HK$26.96M · min. income ≈ HK$288,382/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,637,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,101
−HK$9,914/mo
▼ 0.25% · 3.875%
HK$163,019
−HK$4,996/mo
Today · 4.125%
HK$168,015
baseline
▲ 0.50% · 4.625%
HK$178,239
+HK$10,224/mo
Deposit HK$3.85M · loan HK$34.67M · min. income ≈ HK$336,030/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$1,637,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,886
−HK$9,503/mo
▼ 0.25% · 3.875%
HK$180,603
−HK$4,786/mo
Today · 4.125%
HK$185,389
baseline
▲ 0.50% · 4.625%
HK$195,161
+HK$9,772/mo
Deposit HK$3.85M · loan HK$34.67M · min. income ≈ HK$370,778/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$1,637,072 · Scale 2, in force from 26 Feb 2026)