LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,838
−HK$5,508/mo
▼ 0.25% · 3.875%
HK$90,570
−HK$2,776/mo
Today · 4.125%
HK$93,346
baseline
▲ 0.50% · 4.625%
HK$99,026
+HK$5,680/mo
Deposit HK$19.26M · loan HK$19.26M · min. income ≈ HK$186,692/mo (50% DSR)
Upfront cash ≈ HK$20.90M (deposit + AVD stamp duty HK$1,637,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,719
−HK$5,280/mo
▼ 0.25% · 3.875%
HK$100,340
−HK$2,659/mo
Today · 4.125%
HK$102,999
baseline
▲ 0.50% · 4.625%
HK$108,428
+HK$5,429/mo
Deposit HK$19.26M · loan HK$19.26M · min. income ≈ HK$205,998/mo (50% DSR)
Upfront cash ≈ HK$20.90M (deposit + AVD stamp duty HK$1,637,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,406
−HK$6,610/mo
▼ 0.25% · 3.875%
HK$108,685
−HK$3,331/mo
Today · 4.125%
HK$112,016
baseline
▲ 0.50% · 4.625%
HK$118,832
+HK$6,816/mo
Deposit HK$15.41M · loan HK$23.11M · min. income ≈ HK$224,032/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$1,637,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,263
−HK$6,335/mo
▼ 0.25% · 3.875%
HK$120,408
−HK$3,190/mo
Today · 4.125%
HK$123,598
baseline
▲ 0.50% · 4.625%
HK$130,113
+HK$6,515/mo
Deposit HK$15.41M · loan HK$23.11M · min. income ≈ HK$247,196/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$1,637,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,973
−HK$7,712/mo
▼ 0.25% · 3.875%
HK$126,799
−HK$3,886/mo
Today · 4.125%
HK$130,685
baseline
▲ 0.50% · 4.625%
HK$138,637
+HK$7,952/mo
Deposit HK$11.56M · loan HK$26.96M · min. income ≈ HK$261,370/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,637,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,807
−HK$7,391/mo
▼ 0.25% · 3.875%
HK$140,476
−HK$3,722/mo
Today · 4.125%
HK$144,198
baseline
▲ 0.50% · 4.625%
HK$151,799
+HK$7,601/mo
Deposit HK$11.56M · loan HK$26.96M · min. income ≈ HK$288,396/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,637,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,109
−HK$9,915/mo
▼ 0.25% · 3.875%
HK$163,027
−HK$4,997/mo
Today · 4.125%
HK$168,024
baseline
▲ 0.50% · 4.625%
HK$178,247
+HK$10,223/mo
Deposit HK$3.85M · loan HK$34.67M · min. income ≈ HK$336,048/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$1,637,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,894
−HK$9,503/mo
▼ 0.25% · 3.875%
HK$180,612
−HK$4,785/mo
Today · 4.125%
HK$185,397
baseline
▲ 0.50% · 4.625%
HK$195,170
+HK$9,773/mo
Deposit HK$3.85M · loan HK$34.67M · min. income ≈ HK$370,794/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$1,637,151 · Scale 2, in force from 26 Feb 2026)