LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,871
−HK$5,510/mo
▼ 0.25% · 3.875%
HK$90,604
−HK$2,777/mo
Today · 4.125%
HK$93,381
baseline
▲ 0.50% · 4.625%
HK$99,063
+HK$5,682/mo
Deposit HK$19.27M · loan HK$19.27M · min. income ≈ HK$186,762/mo (50% DSR)
Upfront cash ≈ HK$20.91M (deposit + AVD stamp duty HK$1,637,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,755
−HK$5,282/mo
▼ 0.25% · 3.875%
HK$100,377
−HK$2,660/mo
Today · 4.125%
HK$103,037
baseline
▲ 0.50% · 4.625%
HK$108,468
+HK$5,431/mo
Deposit HK$19.27M · loan HK$19.27M · min. income ≈ HK$206,074/mo (50% DSR)
Upfront cash ≈ HK$20.91M (deposit + AVD stamp duty HK$1,637,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,445
−HK$6,612/mo
▼ 0.25% · 3.875%
HK$108,725
−HK$3,332/mo
Today · 4.125%
HK$112,057
baseline
▲ 0.50% · 4.625%
HK$118,875
+HK$6,818/mo
Deposit HK$15.41M · loan HK$23.12M · min. income ≈ HK$224,114/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$1,637,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,306
−HK$6,338/mo
▼ 0.25% · 3.875%
HK$120,452
−HK$3,192/mo
Today · 4.125%
HK$123,644
baseline
▲ 0.50% · 4.625%
HK$130,161
+HK$6,517/mo
Deposit HK$15.41M · loan HK$23.12M · min. income ≈ HK$247,288/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$1,637,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,019
−HK$7,714/mo
▼ 0.25% · 3.875%
HK$126,845
−HK$3,888/mo
Today · 4.125%
HK$130,733
baseline
▲ 0.50% · 4.625%
HK$138,688
+HK$7,955/mo
Deposit HK$11.56M · loan HK$26.97M · min. income ≈ HK$261,466/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,637,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,857
−HK$7,394/mo
▼ 0.25% · 3.875%
HK$140,528
−HK$3,723/mo
Today · 4.125%
HK$144,251
baseline
▲ 0.50% · 4.625%
HK$151,855
+HK$7,604/mo
Deposit HK$11.56M · loan HK$26.97M · min. income ≈ HK$288,502/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,637,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,167
−HK$9,919/mo
▼ 0.25% · 3.875%
HK$163,087
−HK$4,999/mo
Today · 4.125%
HK$168,086
baseline
▲ 0.50% · 4.625%
HK$178,313
+HK$10,227/mo
Deposit HK$3.85M · loan HK$34.68M · min. income ≈ HK$336,172/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$1,637,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,959
−HK$9,507/mo
▼ 0.25% · 3.875%
HK$180,678
−HK$4,788/mo
Today · 4.125%
HK$185,466
baseline
▲ 0.50% · 4.625%
HK$195,242
+HK$9,776/mo
Deposit HK$3.85M · loan HK$34.68M · min. income ≈ HK$370,932/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$1,637,755 · Scale 2, in force from 26 Feb 2026)