LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,874
−HK$5,511/mo
▼ 0.25% · 3.875%
HK$90,608
−HK$2,777/mo
Today · 4.125%
HK$93,385
baseline
▲ 0.50% · 4.625%
HK$99,067
+HK$5,682/mo
Deposit HK$19.27M · loan HK$19.27M · min. income ≈ HK$186,770/mo (50% DSR)
Upfront cash ≈ HK$20.91M (deposit + AVD stamp duty HK$1,637,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,759
−HK$5,282/mo
▼ 0.25% · 3.875%
HK$100,381
−HK$2,660/mo
Today · 4.125%
HK$103,041
baseline
▲ 0.50% · 4.625%
HK$108,472
+HK$5,431/mo
Deposit HK$19.27M · loan HK$19.27M · min. income ≈ HK$206,082/mo (50% DSR)
Upfront cash ≈ HK$20.91M (deposit + AVD stamp duty HK$1,637,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,449
−HK$6,613/mo
▼ 0.25% · 3.875%
HK$108,729
−HK$3,333/mo
Today · 4.125%
HK$112,062
baseline
▲ 0.50% · 4.625%
HK$118,881
+HK$6,819/mo
Deposit HK$15.41M · loan HK$23.12M · min. income ≈ HK$224,124/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$1,637,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,311
−HK$6,338/mo
▼ 0.25% · 3.875%
HK$120,458
−HK$3,191/mo
Today · 4.125%
HK$123,649
baseline
▲ 0.50% · 4.625%
HK$130,167
+HK$6,518/mo
Deposit HK$15.41M · loan HK$23.12M · min. income ≈ HK$247,298/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$1,637,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,024
−HK$7,715/mo
▼ 0.25% · 3.875%
HK$126,851
−HK$3,888/mo
Today · 4.125%
HK$130,739
baseline
▲ 0.50% · 4.625%
HK$138,694
+HK$7,955/mo
Deposit HK$11.56M · loan HK$26.98M · min. income ≈ HK$261,478/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,637,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,863
−HK$7,394/mo
▼ 0.25% · 3.875%
HK$140,534
−HK$3,723/mo
Today · 4.125%
HK$144,257
baseline
▲ 0.50% · 4.625%
HK$151,861
+HK$7,604/mo
Deposit HK$11.56M · loan HK$26.98M · min. income ≈ HK$288,514/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,637,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,174
−HK$9,919/mo
▼ 0.25% · 3.875%
HK$163,094
−HK$4,999/mo
Today · 4.125%
HK$168,093
baseline
▲ 0.50% · 4.625%
HK$178,321
+HK$10,228/mo
Deposit HK$3.85M · loan HK$34.68M · min. income ≈ HK$336,186/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$1,637,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,967
−HK$9,507/mo
▼ 0.25% · 3.875%
HK$180,686
−HK$4,788/mo
Today · 4.125%
HK$185,474
baseline
▲ 0.50% · 4.625%
HK$195,250
+HK$9,776/mo
Deposit HK$3.85M · loan HK$34.68M · min. income ≈ HK$370,948/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$1,637,826 · Scale 2, in force from 26 Feb 2026)