LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,881
−HK$5,511/mo
▼ 0.25% · 3.875%
HK$90,615
−HK$2,777/mo
Today · 4.125%
HK$93,392
baseline
▲ 0.50% · 4.625%
HK$99,075
+HK$5,683/mo
Deposit HK$19.27M · loan HK$19.27M · min. income ≈ HK$186,784/mo (50% DSR)
Upfront cash ≈ HK$20.91M (deposit + AVD stamp duty HK$1,637,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,767
−HK$5,282/mo
▼ 0.25% · 3.875%
HK$100,389
−HK$2,660/mo
Today · 4.125%
HK$103,049
baseline
▲ 0.50% · 4.625%
HK$108,481
+HK$5,432/mo
Deposit HK$19.27M · loan HK$19.27M · min. income ≈ HK$206,098/mo (50% DSR)
Upfront cash ≈ HK$20.91M (deposit + AVD stamp duty HK$1,637,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,457
−HK$6,613/mo
▼ 0.25% · 3.875%
HK$108,738
−HK$3,332/mo
Today · 4.125%
HK$112,070
baseline
▲ 0.50% · 4.625%
HK$118,890
+HK$6,820/mo
Deposit HK$15.42M · loan HK$23.12M · min. income ≈ HK$224,140/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$1,637,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,320
−HK$6,339/mo
▼ 0.25% · 3.875%
HK$120,467
−HK$3,192/mo
Today · 4.125%
HK$123,659
baseline
▲ 0.50% · 4.625%
HK$130,177
+HK$6,518/mo
Deposit HK$15.42M · loan HK$23.12M · min. income ≈ HK$247,318/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$1,637,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,034
−HK$7,715/mo
▼ 0.25% · 3.875%
HK$126,861
−HK$3,888/mo
Today · 4.125%
HK$130,749
baseline
▲ 0.50% · 4.625%
HK$138,705
+HK$7,956/mo
Deposit HK$11.56M · loan HK$26.98M · min. income ≈ HK$261,498/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,637,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,874
−HK$7,394/mo
▼ 0.25% · 3.875%
HK$140,545
−HK$3,723/mo
Today · 4.125%
HK$144,268
baseline
▲ 0.50% · 4.625%
HK$151,873
+HK$7,605/mo
Deposit HK$11.56M · loan HK$26.98M · min. income ≈ HK$288,536/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,637,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,186
−HK$9,920/mo
▼ 0.25% · 3.875%
HK$163,107
−HK$4,999/mo
Today · 4.125%
HK$168,106
baseline
▲ 0.50% · 4.625%
HK$178,335
+HK$10,229/mo
Deposit HK$3.85M · loan HK$34.69M · min. income ≈ HK$336,212/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$1,637,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,980
−HK$9,508/mo
▼ 0.25% · 3.875%
HK$180,700
−HK$4,788/mo
Today · 4.125%
HK$185,488
baseline
▲ 0.50% · 4.625%
HK$195,265
+HK$9,777/mo
Deposit HK$3.85M · loan HK$34.69M · min. income ≈ HK$370,976/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$1,637,951 · Scale 2, in force from 26 Feb 2026)