LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,897
−HK$5,512/mo
▼ 0.25% · 3.875%
HK$90,631
−HK$2,778/mo
Today · 4.125%
HK$93,409
baseline
▲ 0.50% · 4.625%
HK$99,092
+HK$5,683/mo
Deposit HK$19.27M · loan HK$19.27M · min. income ≈ HK$186,818/mo (50% DSR)
Upfront cash ≈ HK$20.91M (deposit + AVD stamp duty HK$1,638,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,784
−HK$5,283/mo
▼ 0.25% · 3.875%
HK$100,407
−HK$2,660/mo
Today · 4.125%
HK$103,067
baseline
▲ 0.50% · 4.625%
HK$108,500
+HK$5,433/mo
Deposit HK$19.27M · loan HK$19.27M · min. income ≈ HK$206,134/mo (50% DSR)
Upfront cash ≈ HK$20.91M (deposit + AVD stamp duty HK$1,638,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,476
−HK$6,614/mo
▼ 0.25% · 3.875%
HK$108,757
−HK$3,333/mo
Today · 4.125%
HK$112,090
baseline
▲ 0.50% · 4.625%
HK$118,911
+HK$6,821/mo
Deposit HK$15.42M · loan HK$23.13M · min. income ≈ HK$224,180/mo (50% DSR)
Upfront cash ≈ HK$17.06M (deposit + AVD stamp duty HK$1,638,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,341
−HK$6,340/mo
▼ 0.25% · 3.875%
HK$120,488
−HK$3,193/mo
Today · 4.125%
HK$123,681
baseline
▲ 0.50% · 4.625%
HK$130,200
+HK$6,519/mo
Deposit HK$15.42M · loan HK$23.13M · min. income ≈ HK$247,362/mo (50% DSR)
Upfront cash ≈ HK$17.06M (deposit + AVD stamp duty HK$1,638,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,055
−HK$7,717/mo
▼ 0.25% · 3.875%
HK$126,883
−HK$3,889/mo
Today · 4.125%
HK$130,772
baseline
▲ 0.50% · 4.625%
HK$138,729
+HK$7,957/mo
Deposit HK$11.56M · loan HK$26.98M · min. income ≈ HK$261,544/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,638,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,898
−HK$7,396/mo
▼ 0.25% · 3.875%
HK$140,569
−HK$3,725/mo
Today · 4.125%
HK$144,294
baseline
▲ 0.50% · 4.625%
HK$151,900
+HK$7,606/mo
Deposit HK$11.56M · loan HK$26.98M · min. income ≈ HK$288,588/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,638,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,214
−HK$9,921/mo
▼ 0.25% · 3.875%
HK$163,135
−HK$5,000/mo
Today · 4.125%
HK$168,135
baseline
▲ 0.50% · 4.625%
HK$178,366
+HK$10,231/mo
Deposit HK$3.85M · loan HK$34.69M · min. income ≈ HK$336,270/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$1,638,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,012
−HK$9,509/mo
▼ 0.25% · 3.875%
HK$180,732
−HK$4,789/mo
Today · 4.125%
HK$185,521
baseline
▲ 0.50% · 4.625%
HK$195,300
+HK$9,779/mo
Deposit HK$3.85M · loan HK$34.69M · min. income ≈ HK$371,042/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$1,638,241 · Scale 2, in force from 26 Feb 2026)