LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,907
−HK$5,512/mo
▼ 0.25% · 3.875%
HK$90,641
−HK$2,778/mo
Today · 4.125%
HK$93,419
baseline
▲ 0.50% · 4.625%
HK$99,104
+HK$5,685/mo
Deposit HK$19.28M · loan HK$19.28M · min. income ≈ HK$186,838/mo (50% DSR)
Upfront cash ≈ HK$20.91M (deposit + AVD stamp duty HK$1,638,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,796
−HK$5,283/mo
▼ 0.25% · 3.875%
HK$100,418
−HK$2,661/mo
Today · 4.125%
HK$103,079
baseline
▲ 0.50% · 4.625%
HK$108,513
+HK$5,434/mo
Deposit HK$19.28M · loan HK$19.28M · min. income ≈ HK$206,158/mo (50% DSR)
Upfront cash ≈ HK$20.91M (deposit + AVD stamp duty HK$1,638,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,488
−HK$6,615/mo
▼ 0.25% · 3.875%
HK$108,770
−HK$3,333/mo
Today · 4.125%
HK$112,103
baseline
▲ 0.50% · 4.625%
HK$118,925
+HK$6,822/mo
Deposit HK$15.42M · loan HK$23.13M · min. income ≈ HK$224,206/mo (50% DSR)
Upfront cash ≈ HK$17.06M (deposit + AVD stamp duty HK$1,638,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,355
−HK$6,340/mo
▼ 0.25% · 3.875%
HK$120,502
−HK$3,193/mo
Today · 4.125%
HK$123,695
baseline
▲ 0.50% · 4.625%
HK$130,215
+HK$6,520/mo
Deposit HK$15.42M · loan HK$23.13M · min. income ≈ HK$247,390/mo (50% DSR)
Upfront cash ≈ HK$17.06M (deposit + AVD stamp duty HK$1,638,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,070
−HK$7,717/mo
▼ 0.25% · 3.875%
HK$126,898
−HK$3,889/mo
Today · 4.125%
HK$130,787
baseline
▲ 0.50% · 4.625%
HK$138,745
+HK$7,958/mo
Deposit HK$11.57M · loan HK$26.99M · min. income ≈ HK$261,574/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,638,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,914
−HK$7,397/mo
▼ 0.25% · 3.875%
HK$140,586
−HK$3,725/mo
Today · 4.125%
HK$144,311
baseline
▲ 0.50% · 4.625%
HK$151,918
+HK$7,607/mo
Deposit HK$11.57M · loan HK$26.99M · min. income ≈ HK$288,622/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,638,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,232
−HK$9,923/mo
▼ 0.25% · 3.875%
HK$163,154
−HK$5,001/mo
Today · 4.125%
HK$168,155
baseline
▲ 0.50% · 4.625%
HK$178,387
+HK$10,232/mo
Deposit HK$3.86M · loan HK$34.70M · min. income ≈ HK$336,310/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$1,638,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,032
−HK$9,510/mo
▼ 0.25% · 3.875%
HK$180,753
−HK$4,789/mo
Today · 4.125%
HK$185,542
baseline
▲ 0.50% · 4.625%
HK$195,323
+HK$9,781/mo
Deposit HK$3.86M · loan HK$34.70M · min. income ≈ HK$371,084/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$1,638,432 · Scale 2, in force from 26 Feb 2026)