LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,910
−HK$5,513/mo
▼ 0.25% · 3.875%
HK$90,645
−HK$2,778/mo
Today · 4.125%
HK$93,423
baseline
▲ 0.50% · 4.625%
HK$99,107
+HK$5,684/mo
Deposit HK$19.28M · loan HK$19.28M · min. income ≈ HK$186,846/mo (50% DSR)
Upfront cash ≈ HK$20.91M (deposit + AVD stamp duty HK$1,638,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,799
−HK$5,284/mo
▼ 0.25% · 3.875%
HK$100,422
−HK$2,661/mo
Today · 4.125%
HK$103,083
baseline
▲ 0.50% · 4.625%
HK$108,516
+HK$5,433/mo
Deposit HK$19.28M · loan HK$19.28M · min. income ≈ HK$206,166/mo (50% DSR)
Upfront cash ≈ HK$20.91M (deposit + AVD stamp duty HK$1,638,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,492
−HK$6,615/mo
▼ 0.25% · 3.875%
HK$108,773
−HK$3,334/mo
Today · 4.125%
HK$112,107
baseline
▲ 0.50% · 4.625%
HK$118,929
+HK$6,822/mo
Deposit HK$15.42M · loan HK$23.13M · min. income ≈ HK$224,214/mo (50% DSR)
Upfront cash ≈ HK$17.06M (deposit + AVD stamp duty HK$1,638,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,359
−HK$6,340/mo
▼ 0.25% · 3.875%
HK$120,506
−HK$3,193/mo
Today · 4.125%
HK$123,699
baseline
▲ 0.50% · 4.625%
HK$130,220
+HK$6,521/mo
Deposit HK$15.42M · loan HK$23.13M · min. income ≈ HK$247,398/mo (50% DSR)
Upfront cash ≈ HK$17.06M (deposit + AVD stamp duty HK$1,638,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,074
−HK$7,718/mo
▼ 0.25% · 3.875%
HK$126,902
−HK$3,890/mo
Today · 4.125%
HK$130,792
baseline
▲ 0.50% · 4.625%
HK$138,750
+HK$7,958/mo
Deposit HK$11.57M · loan HK$26.99M · min. income ≈ HK$261,584/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,638,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,919
−HK$7,397/mo
▼ 0.25% · 3.875%
HK$140,591
−HK$3,725/mo
Today · 4.125%
HK$144,316
baseline
▲ 0.50% · 4.625%
HK$151,923
+HK$7,607/mo
Deposit HK$11.57M · loan HK$26.99M · min. income ≈ HK$288,632/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,638,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,238
−HK$9,923/mo
▼ 0.25% · 3.875%
HK$163,160
−HK$5,001/mo
Today · 4.125%
HK$168,161
baseline
▲ 0.50% · 4.625%
HK$178,393
+HK$10,232/mo
Deposit HK$3.86M · loan HK$34.70M · min. income ≈ HK$336,322/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$1,638,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,038
−HK$9,511/mo
▼ 0.25% · 3.875%
HK$180,759
−HK$4,790/mo
Today · 4.125%
HK$185,549
baseline
▲ 0.50% · 4.625%
HK$195,330
+HK$9,781/mo
Deposit HK$3.86M · loan HK$34.70M · min. income ≈ HK$371,098/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$1,638,490 · Scale 2, in force from 26 Feb 2026)