LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,917
−HK$5,514/mo
▼ 0.25% · 3.875%
HK$90,652
−HK$2,779/mo
Today · 4.125%
HK$93,431
baseline
▲ 0.50% · 4.625%
HK$99,116
+HK$5,685/mo
Deposit HK$19.28M · loan HK$19.28M · min. income ≈ HK$186,862/mo (50% DSR)
Upfront cash ≈ HK$20.92M (deposit + AVD stamp duty HK$1,638,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,807
−HK$5,284/mo
▼ 0.25% · 3.875%
HK$100,430
−HK$2,661/mo
Today · 4.125%
HK$103,091
baseline
▲ 0.50% · 4.625%
HK$108,526
+HK$5,435/mo
Deposit HK$19.28M · loan HK$19.28M · min. income ≈ HK$206,182/mo (50% DSR)
Upfront cash ≈ HK$20.92M (deposit + AVD stamp duty HK$1,638,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,501
−HK$6,616/mo
▼ 0.25% · 3.875%
HK$108,783
−HK$3,334/mo
Today · 4.125%
HK$112,117
baseline
▲ 0.50% · 4.625%
HK$118,939
+HK$6,822/mo
Deposit HK$15.42M · loan HK$23.13M · min. income ≈ HK$224,234/mo (50% DSR)
Upfront cash ≈ HK$17.06M (deposit + AVD stamp duty HK$1,638,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,369
−HK$6,341/mo
▼ 0.25% · 3.875%
HK$120,516
−HK$3,194/mo
Today · 4.125%
HK$123,710
baseline
▲ 0.50% · 4.625%
HK$130,231
+HK$6,521/mo
Deposit HK$15.42M · loan HK$23.13M · min. income ≈ HK$247,420/mo (50% DSR)
Upfront cash ≈ HK$17.06M (deposit + AVD stamp duty HK$1,638,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,084
−HK$7,719/mo
▼ 0.25% · 3.875%
HK$126,913
−HK$3,890/mo
Today · 4.125%
HK$130,803
baseline
▲ 0.50% · 4.625%
HK$138,762
+HK$7,959/mo
Deposit HK$11.57M · loan HK$26.99M · min. income ≈ HK$261,606/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,638,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,930
−HK$7,398/mo
▼ 0.25% · 3.875%
HK$140,602
−HK$3,726/mo
Today · 4.125%
HK$144,328
baseline
▲ 0.50% · 4.625%
HK$151,936
+HK$7,608/mo
Deposit HK$11.57M · loan HK$26.99M · min. income ≈ HK$288,656/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,638,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,251
−HK$9,924/mo
▼ 0.25% · 3.875%
HK$163,174
−HK$5,001/mo
Today · 4.125%
HK$168,175
baseline
▲ 0.50% · 4.625%
HK$178,408
+HK$10,233/mo
Deposit HK$3.86M · loan HK$34.70M · min. income ≈ HK$336,350/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$1,638,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,053
−HK$9,512/mo
▼ 0.25% · 3.875%
HK$180,775
−HK$4,790/mo
Today · 4.125%
HK$185,565
baseline
▲ 0.50% · 4.625%
HK$195,346
+HK$9,781/mo
Deposit HK$3.86M · loan HK$34.70M · min. income ≈ HK$371,130/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$1,638,627 · Scale 2, in force from 26 Feb 2026)