LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,929
−HK$5,514/mo
▼ 0.25% · 3.875%
HK$90,664
−HK$2,779/mo
Today · 4.125%
HK$93,443
baseline
▲ 0.50% · 4.625%
HK$99,129
+HK$5,686/mo
Deposit HK$19.28M · loan HK$19.28M · min. income ≈ HK$186,886/mo (50% DSR)
Upfront cash ≈ HK$20.92M (deposit + AVD stamp duty HK$1,638,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,820
−HK$5,285/mo
▼ 0.25% · 3.875%
HK$100,444
−HK$2,661/mo
Today · 4.125%
HK$103,105
baseline
▲ 0.50% · 4.625%
HK$108,540
+HK$5,435/mo
Deposit HK$19.28M · loan HK$19.28M · min. income ≈ HK$206,210/mo (50% DSR)
Upfront cash ≈ HK$20.92M (deposit + AVD stamp duty HK$1,638,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,515
−HK$6,617/mo
▼ 0.25% · 3.875%
HK$108,797
−HK$3,335/mo
Today · 4.125%
HK$112,132
baseline
▲ 0.50% · 4.625%
HK$118,955
+HK$6,823/mo
Deposit HK$15.42M · loan HK$23.14M · min. income ≈ HK$224,264/mo (50% DSR)
Upfront cash ≈ HK$17.06M (deposit + AVD stamp duty HK$1,638,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,385
−HK$6,342/mo
▼ 0.25% · 3.875%
HK$120,533
−HK$3,194/mo
Today · 4.125%
HK$123,727
baseline
▲ 0.50% · 4.625%
HK$130,248
+HK$6,521/mo
Deposit HK$15.42M · loan HK$23.14M · min. income ≈ HK$247,454/mo (50% DSR)
Upfront cash ≈ HK$17.06M (deposit + AVD stamp duty HK$1,638,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,101
−HK$7,720/mo
▼ 0.25% · 3.875%
HK$126,930
−HK$3,891/mo
Today · 4.125%
HK$130,821
baseline
▲ 0.50% · 4.625%
HK$138,781
+HK$7,960/mo
Deposit HK$11.57M · loan HK$26.99M · min. income ≈ HK$261,642/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,638,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,949
−HK$7,399/mo
▼ 0.25% · 3.875%
HK$140,622
−HK$3,726/mo
Today · 4.125%
HK$144,348
baseline
▲ 0.50% · 4.625%
HK$151,956
+HK$7,608/mo
Deposit HK$11.57M · loan HK$26.99M · min. income ≈ HK$288,696/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,638,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,273
−HK$9,925/mo
▼ 0.25% · 3.875%
HK$163,196
−HK$5,002/mo
Today · 4.125%
HK$168,198
baseline
▲ 0.50% · 4.625%
HK$178,432
+HK$10,234/mo
Deposit HK$3.86M · loan HK$34.71M · min. income ≈ HK$336,396/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$1,638,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,077
−HK$9,513/mo
▼ 0.25% · 3.875%
HK$180,799
−HK$4,791/mo
Today · 4.125%
HK$185,590
baseline
▲ 0.50% · 4.625%
HK$195,372
+HK$9,782/mo
Deposit HK$3.86M · loan HK$34.71M · min. income ≈ HK$371,180/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$1,638,850 · Scale 2, in force from 26 Feb 2026)