LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,954
−HK$5,516/mo
▼ 0.25% · 3.875%
HK$90,690
−HK$2,780/mo
Today · 4.125%
HK$93,470
baseline
▲ 0.50% · 4.625%
HK$99,157
+HK$5,687/mo
Deposit HK$19.29M · loan HK$19.29M · min. income ≈ HK$186,940/mo (50% DSR)
Upfront cash ≈ HK$20.93M (deposit + AVD stamp duty HK$1,639,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,848
−HK$5,287/mo
▼ 0.25% · 3.875%
HK$100,473
−HK$2,662/mo
Today · 4.125%
HK$103,135
baseline
▲ 0.50% · 4.625%
HK$108,571
+HK$5,436/mo
Deposit HK$19.29M · loan HK$19.29M · min. income ≈ HK$206,270/mo (50% DSR)
Upfront cash ≈ HK$20.93M (deposit + AVD stamp duty HK$1,639,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,545
−HK$6,619/mo
▼ 0.25% · 3.875%
HK$108,828
−HK$3,336/mo
Today · 4.125%
HK$112,164
baseline
▲ 0.50% · 4.625%
HK$118,989
+HK$6,825/mo
Deposit HK$15.43M · loan HK$23.14M · min. income ≈ HK$224,328/mo (50% DSR)
Upfront cash ≈ HK$17.07M (deposit + AVD stamp duty HK$1,639,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,418
−HK$6,344/mo
▼ 0.25% · 3.875%
HK$120,567
−HK$3,195/mo
Today · 4.125%
HK$123,762
baseline
▲ 0.50% · 4.625%
HK$130,285
+HK$6,523/mo
Deposit HK$15.43M · loan HK$23.14M · min. income ≈ HK$247,524/mo (50% DSR)
Upfront cash ≈ HK$17.07M (deposit + AVD stamp duty HK$1,639,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,136
−HK$7,722/mo
▼ 0.25% · 3.875%
HK$126,966
−HK$3,892/mo
Today · 4.125%
HK$130,858
baseline
▲ 0.50% · 4.625%
HK$138,820
+HK$7,962/mo
Deposit HK$11.57M · loan HK$27.00M · min. income ≈ HK$261,716/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,639,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,988
−HK$7,401/mo
▼ 0.25% · 3.875%
HK$140,662
−HK$3,727/mo
Today · 4.125%
HK$144,389
baseline
▲ 0.50% · 4.625%
HK$152,000
+HK$7,611/mo
Deposit HK$11.57M · loan HK$27.00M · min. income ≈ HK$288,778/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,639,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,318
−HK$9,928/mo
▼ 0.25% · 3.875%
HK$163,243
−HK$5,003/mo
Today · 4.125%
HK$168,246
baseline
▲ 0.50% · 4.625%
HK$178,483
+HK$10,237/mo
Deposit HK$3.86M · loan HK$34.71M · min. income ≈ HK$336,492/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$1,639,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,127
−HK$9,516/mo
▼ 0.25% · 3.875%
HK$180,851
−HK$4,792/mo
Today · 4.125%
HK$185,643
baseline
▲ 0.50% · 4.625%
HK$195,428
+HK$9,785/mo
Deposit HK$3.86M · loan HK$34.71M · min. income ≈ HK$371,286/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$1,639,317 · Scale 2, in force from 26 Feb 2026)