LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,963
−HK$5,516/mo
▼ 0.25% · 3.875%
HK$90,700
−HK$2,779/mo
Today · 4.125%
HK$93,479
baseline
▲ 0.50% · 4.625%
HK$99,167
+HK$5,688/mo
Deposit HK$19.29M · loan HK$19.29M · min. income ≈ HK$186,958/mo (50% DSR)
Upfront cash ≈ HK$20.93M (deposit + AVD stamp duty HK$1,639,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,858
−HK$5,287/mo
▼ 0.25% · 3.875%
HK$100,483
−HK$2,662/mo
Today · 4.125%
HK$103,145
baseline
▲ 0.50% · 4.625%
HK$108,582
+HK$5,437/mo
Deposit HK$19.29M · loan HK$19.29M · min. income ≈ HK$206,290/mo (50% DSR)
Upfront cash ≈ HK$20.93M (deposit + AVD stamp duty HK$1,639,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,556
−HK$6,619/mo
▼ 0.25% · 3.875%
HK$108,839
−HK$3,336/mo
Today · 4.125%
HK$112,175
baseline
▲ 0.50% · 4.625%
HK$119,001
+HK$6,826/mo
Deposit HK$15.43M · loan HK$23.15M · min. income ≈ HK$224,350/mo (50% DSR)
Upfront cash ≈ HK$17.07M (deposit + AVD stamp duty HK$1,639,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,430
−HK$6,344/mo
▼ 0.25% · 3.875%
HK$120,579
−HK$3,195/mo
Today · 4.125%
HK$123,774
baseline
▲ 0.50% · 4.625%
HK$130,299
+HK$6,525/mo
Deposit HK$15.43M · loan HK$23.15M · min. income ≈ HK$247,548/mo (50% DSR)
Upfront cash ≈ HK$17.07M (deposit + AVD stamp duty HK$1,639,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,149
−HK$7,722/mo
▼ 0.25% · 3.875%
HK$126,979
−HK$3,892/mo
Today · 4.125%
HK$130,871
baseline
▲ 0.50% · 4.625%
HK$138,834
+HK$7,963/mo
Deposit HK$11.57M · loan HK$27.00M · min. income ≈ HK$261,742/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,639,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,002
−HK$7,401/mo
▼ 0.25% · 3.875%
HK$140,676
−HK$3,727/mo
Today · 4.125%
HK$144,403
baseline
▲ 0.50% · 4.625%
HK$152,015
+HK$7,612/mo
Deposit HK$11.57M · loan HK$27.00M · min. income ≈ HK$288,806/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,639,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,334
−HK$9,929/mo
▼ 0.25% · 3.875%
HK$163,259
−HK$5,004/mo
Today · 4.125%
HK$168,263
baseline
▲ 0.50% · 4.625%
HK$178,501
+HK$10,238/mo
Deposit HK$3.86M · loan HK$34.72M · min. income ≈ HK$336,526/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$1,639,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,145
−HK$9,517/mo
▼ 0.25% · 3.875%
HK$180,869
−HK$4,793/mo
Today · 4.125%
HK$185,662
baseline
▲ 0.50% · 4.625%
HK$195,448
+HK$9,786/mo
Deposit HK$3.86M · loan HK$34.72M · min. income ≈ HK$371,324/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$1,639,484 · Scale 2, in force from 26 Feb 2026)