LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,964
−HK$5,516/mo
▼ 0.25% · 3.875%
HK$90,700
−HK$2,780/mo
Today · 4.125%
HK$93,480
baseline
▲ 0.50% · 4.625%
HK$99,168
+HK$5,688/mo
Deposit HK$19.29M · loan HK$19.29M · min. income ≈ HK$186,960/mo (50% DSR)
Upfront cash ≈ HK$20.93M (deposit + AVD stamp duty HK$1,639,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,859
−HK$5,287/mo
▼ 0.25% · 3.875%
HK$100,483
−HK$2,663/mo
Today · 4.125%
HK$103,146
baseline
▲ 0.50% · 4.625%
HK$108,583
+HK$5,437/mo
Deposit HK$19.29M · loan HK$19.29M · min. income ≈ HK$206,292/mo (50% DSR)
Upfront cash ≈ HK$20.93M (deposit + AVD stamp duty HK$1,639,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,556
−HK$6,620/mo
▼ 0.25% · 3.875%
HK$108,840
−HK$3,336/mo
Today · 4.125%
HK$112,176
baseline
▲ 0.50% · 4.625%
HK$119,001
+HK$6,825/mo
Deposit HK$15.43M · loan HK$23.15M · min. income ≈ HK$224,352/mo (50% DSR)
Upfront cash ≈ HK$17.07M (deposit + AVD stamp duty HK$1,639,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,430
−HK$6,345/mo
▼ 0.25% · 3.875%
HK$120,580
−HK$3,195/mo
Today · 4.125%
HK$123,775
baseline
▲ 0.50% · 4.625%
HK$130,299
+HK$6,524/mo
Deposit HK$15.43M · loan HK$23.15M · min. income ≈ HK$247,550/mo (50% DSR)
Upfront cash ≈ HK$17.07M (deposit + AVD stamp duty HK$1,639,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,149
−HK$7,723/mo
▼ 0.25% · 3.875%
HK$126,980
−HK$3,892/mo
Today · 4.125%
HK$130,872
baseline
▲ 0.50% · 4.625%
HK$138,835
+HK$7,963/mo
Deposit HK$11.57M · loan HK$27.00M · min. income ≈ HK$261,744/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,639,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,002
−HK$7,402/mo
▼ 0.25% · 3.875%
HK$140,677
−HK$3,727/mo
Today · 4.125%
HK$144,404
baseline
▲ 0.50% · 4.625%
HK$152,016
+HK$7,612/mo
Deposit HK$11.57M · loan HK$27.00M · min. income ≈ HK$288,808/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,639,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,335
−HK$9,929/mo
▼ 0.25% · 3.875%
HK$163,260
−HK$5,004/mo
Today · 4.125%
HK$168,264
baseline
▲ 0.50% · 4.625%
HK$178,502
+HK$10,238/mo
Deposit HK$3.86M · loan HK$34.72M · min. income ≈ HK$336,528/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$1,639,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,146
−HK$9,516/mo
▼ 0.25% · 3.875%
HK$180,870
−HK$4,792/mo
Today · 4.125%
HK$185,662
baseline
▲ 0.50% · 4.625%
HK$195,449
+HK$9,787/mo
Deposit HK$3.86M · loan HK$34.72M · min. income ≈ HK$371,324/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$1,639,490 · Scale 2, in force from 26 Feb 2026)