LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,978
−HK$5,517/mo
▼ 0.25% · 3.875%
HK$90,715
−HK$2,780/mo
Today · 4.125%
HK$93,495
baseline
▲ 0.50% · 4.625%
HK$99,184
+HK$5,689/mo
Deposit HK$19.29M · loan HK$19.29M · min. income ≈ HK$186,990/mo (50% DSR)
Upfront cash ≈ HK$20.93M (deposit + AVD stamp duty HK$1,639,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,875
−HK$5,288/mo
▼ 0.25% · 3.875%
HK$100,500
−HK$2,663/mo
Today · 4.125%
HK$103,163
baseline
▲ 0.50% · 4.625%
HK$108,601
+HK$5,438/mo
Deposit HK$19.29M · loan HK$19.29M · min. income ≈ HK$206,326/mo (50% DSR)
Upfront cash ≈ HK$20.93M (deposit + AVD stamp duty HK$1,639,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,574
−HK$6,620/mo
▼ 0.25% · 3.875%
HK$108,858
−HK$3,336/mo
Today · 4.125%
HK$112,194
baseline
▲ 0.50% · 4.625%
HK$119,021
+HK$6,827/mo
Deposit HK$15.43M · loan HK$23.15M · min. income ≈ HK$224,388/mo (50% DSR)
Upfront cash ≈ HK$17.07M (deposit + AVD stamp duty HK$1,639,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,450
−HK$6,345/mo
▼ 0.25% · 3.875%
HK$120,600
−HK$3,195/mo
Today · 4.125%
HK$123,795
baseline
▲ 0.50% · 4.625%
HK$130,321
+HK$6,526/mo
Deposit HK$15.43M · loan HK$23.15M · min. income ≈ HK$247,590/mo (50% DSR)
Upfront cash ≈ HK$17.07M (deposit + AVD stamp duty HK$1,639,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,170
−HK$7,724/mo
▼ 0.25% · 3.875%
HK$127,001
−HK$3,893/mo
Today · 4.125%
HK$130,894
baseline
▲ 0.50% · 4.625%
HK$138,858
+HK$7,964/mo
Deposit HK$11.57M · loan HK$27.01M · min. income ≈ HK$261,788/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,639,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,025
−HK$7,403/mo
▼ 0.25% · 3.875%
HK$140,700
−HK$3,728/mo
Today · 4.125%
HK$144,428
baseline
▲ 0.50% · 4.625%
HK$152,041
+HK$7,613/mo
Deposit HK$11.57M · loan HK$27.01M · min. income ≈ HK$288,856/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,639,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,361
−HK$9,931/mo
▼ 0.25% · 3.875%
HK$163,287
−HK$5,005/mo
Today · 4.125%
HK$168,292
baseline
▲ 0.50% · 4.625%
HK$178,532
+HK$10,240/mo
Deposit HK$3.86M · loan HK$34.72M · min. income ≈ HK$336,584/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$1,639,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,175
−HK$9,518/mo
▼ 0.25% · 3.875%
HK$180,900
−HK$4,793/mo
Today · 4.125%
HK$185,693
baseline
▲ 0.50% · 4.625%
HK$195,481
+HK$9,788/mo
Deposit HK$3.86M · loan HK$34.72M · min. income ≈ HK$371,386/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$1,639,763 · Scale 2, in force from 26 Feb 2026)