LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,988
−HK$5,518/mo
▼ 0.25% · 3.875%
HK$90,725
−HK$2,781/mo
Today · 4.125%
HK$93,506
baseline
▲ 0.50% · 4.625%
HK$99,195
+HK$5,689/mo
Deposit HK$19.29M · loan HK$19.29M · min. income ≈ HK$187,012/mo (50% DSR)
Upfront cash ≈ HK$20.93M (deposit + AVD stamp duty HK$1,639,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,886
−HK$5,288/mo
▼ 0.25% · 3.875%
HK$100,511
−HK$2,663/mo
Today · 4.125%
HK$103,174
baseline
▲ 0.50% · 4.625%
HK$108,613
+HK$5,439/mo
Deposit HK$19.29M · loan HK$19.29M · min. income ≈ HK$206,348/mo (50% DSR)
Upfront cash ≈ HK$20.93M (deposit + AVD stamp duty HK$1,639,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,586
−HK$6,621/mo
▼ 0.25% · 3.875%
HK$108,870
−HK$3,337/mo
Today · 4.125%
HK$112,207
baseline
▲ 0.50% · 4.625%
HK$119,034
+HK$6,827/mo
Deposit HK$15.43M · loan HK$23.15M · min. income ≈ HK$224,414/mo (50% DSR)
Upfront cash ≈ HK$17.07M (deposit + AVD stamp duty HK$1,639,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,463
−HK$6,346/mo
▼ 0.25% · 3.875%
HK$120,613
−HK$3,196/mo
Today · 4.125%
HK$123,809
baseline
▲ 0.50% · 4.625%
HK$130,335
+HK$6,526/mo
Deposit HK$15.43M · loan HK$23.15M · min. income ≈ HK$247,618/mo (50% DSR)
Upfront cash ≈ HK$17.07M (deposit + AVD stamp duty HK$1,639,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,183
−HK$7,725/mo
▼ 0.25% · 3.875%
HK$127,015
−HK$3,893/mo
Today · 4.125%
HK$130,908
baseline
▲ 0.50% · 4.625%
HK$138,873
+HK$7,965/mo
Deposit HK$11.58M · loan HK$27.01M · min. income ≈ HK$261,816/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,639,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,040
−HK$7,404/mo
▼ 0.25% · 3.875%
HK$140,715
−HK$3,729/mo
Today · 4.125%
HK$144,444
baseline
▲ 0.50% · 4.625%
HK$152,058
+HK$7,614/mo
Deposit HK$11.58M · loan HK$27.01M · min. income ≈ HK$288,888/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,639,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,378
−HK$9,932/mo
▼ 0.25% · 3.875%
HK$163,305
−HK$5,005/mo
Today · 4.125%
HK$168,310
baseline
▲ 0.50% · 4.625%
HK$178,551
+HK$10,241/mo
Deposit HK$3.86M · loan HK$34.73M · min. income ≈ HK$336,620/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$1,639,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,194
−HK$9,520/mo
▼ 0.25% · 3.875%
HK$180,920
−HK$4,794/mo
Today · 4.125%
HK$185,714
baseline
▲ 0.50% · 4.625%
HK$195,503
+HK$9,789/mo
Deposit HK$3.86M · loan HK$34.73M · min. income ≈ HK$371,428/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$1,639,942 · Scale 2, in force from 26 Feb 2026)