LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,994
−HK$5,518/mo
▼ 0.25% · 3.875%
HK$90,731
−HK$2,781/mo
Today · 4.125%
HK$93,512
baseline
▲ 0.50% · 4.625%
HK$99,202
+HK$5,690/mo
Deposit HK$19.29M · loan HK$19.29M · min. income ≈ HK$187,024/mo (50% DSR)
Upfront cash ≈ HK$20.93M (deposit + AVD stamp duty HK$1,640,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,892
−HK$5,289/mo
▼ 0.25% · 3.875%
HK$100,517
−HK$2,664/mo
Today · 4.125%
HK$103,181
baseline
▲ 0.50% · 4.625%
HK$108,620
+HK$5,439/mo
Deposit HK$19.29M · loan HK$19.29M · min. income ≈ HK$206,362/mo (50% DSR)
Upfront cash ≈ HK$20.93M (deposit + AVD stamp duty HK$1,640,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,592
−HK$6,622/mo
▼ 0.25% · 3.875%
HK$108,877
−HK$3,337/mo
Today · 4.125%
HK$112,214
baseline
▲ 0.50% · 4.625%
HK$119,042
+HK$6,828/mo
Deposit HK$15.44M · loan HK$23.15M · min. income ≈ HK$224,428/mo (50% DSR)
Upfront cash ≈ HK$17.08M (deposit + AVD stamp duty HK$1,640,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,470
−HK$6,347/mo
▼ 0.25% · 3.875%
HK$120,621
−HK$3,196/mo
Today · 4.125%
HK$123,817
baseline
▲ 0.50% · 4.625%
HK$130,344
+HK$6,527/mo
Deposit HK$15.44M · loan HK$23.15M · min. income ≈ HK$247,634/mo (50% DSR)
Upfront cash ≈ HK$17.08M (deposit + AVD stamp duty HK$1,640,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,191
−HK$7,725/mo
▼ 0.25% · 3.875%
HK$127,023
−HK$3,893/mo
Today · 4.125%
HK$130,916
baseline
▲ 0.50% · 4.625%
HK$138,882
+HK$7,966/mo
Deposit HK$11.58M · loan HK$27.01M · min. income ≈ HK$261,832/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,640,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,049
−HK$7,404/mo
▼ 0.25% · 3.875%
HK$140,724
−HK$3,729/mo
Today · 4.125%
HK$144,453
baseline
▲ 0.50% · 4.625%
HK$152,067
+HK$7,614/mo
Deposit HK$11.58M · loan HK$27.01M · min. income ≈ HK$288,906/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,640,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,389
−HK$9,932/mo
▼ 0.25% · 3.875%
HK$163,315
−HK$5,006/mo
Today · 4.125%
HK$168,321
baseline
▲ 0.50% · 4.625%
HK$178,563
+HK$10,242/mo
Deposit HK$3.86M · loan HK$34.73M · min. income ≈ HK$336,642/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$1,640,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,206
−HK$9,519/mo
▼ 0.25% · 3.875%
HK$180,931
−HK$4,794/mo
Today · 4.125%
HK$185,725
baseline
▲ 0.50% · 4.625%
HK$195,515
+HK$9,790/mo
Deposit HK$3.86M · loan HK$34.73M · min. income ≈ HK$371,450/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$1,640,048 · Scale 2, in force from 26 Feb 2026)