LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,018
−HK$5,519/mo
▼ 0.25% · 3.875%
HK$90,756
−HK$2,781/mo
Today · 4.125%
HK$93,537
baseline
▲ 0.50% · 4.625%
HK$99,229
+HK$5,692/mo
Deposit HK$19.30M · loan HK$19.30M · min. income ≈ HK$187,074/mo (50% DSR)
Upfront cash ≈ HK$20.94M (deposit + AVD stamp duty HK$1,640,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,919
−HK$5,290/mo
▼ 0.25% · 3.875%
HK$100,545
−HK$2,664/mo
Today · 4.125%
HK$103,209
baseline
▲ 0.50% · 4.625%
HK$108,649
+HK$5,440/mo
Deposit HK$19.30M · loan HK$19.30M · min. income ≈ HK$206,418/mo (50% DSR)
Upfront cash ≈ HK$20.94M (deposit + AVD stamp duty HK$1,640,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,621
−HK$6,624/mo
▼ 0.25% · 3.875%
HK$108,907
−HK$3,338/mo
Today · 4.125%
HK$112,245
baseline
▲ 0.50% · 4.625%
HK$119,074
+HK$6,829/mo
Deposit HK$15.44M · loan HK$23.16M · min. income ≈ HK$224,490/mo (50% DSR)
Upfront cash ≈ HK$17.08M (deposit + AVD stamp duty HK$1,640,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,503
−HK$6,348/mo
▼ 0.25% · 3.875%
HK$120,654
−HK$3,197/mo
Today · 4.125%
HK$123,851
baseline
▲ 0.50% · 4.625%
HK$130,379
+HK$6,528/mo
Deposit HK$15.44M · loan HK$23.16M · min. income ≈ HK$247,702/mo (50% DSR)
Upfront cash ≈ HK$17.08M (deposit + AVD stamp duty HK$1,640,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,225
−HK$7,727/mo
▼ 0.25% · 3.875%
HK$127,058
−HK$3,894/mo
Today · 4.125%
HK$130,952
baseline
▲ 0.50% · 4.625%
HK$138,920
+HK$7,968/mo
Deposit HK$11.58M · loan HK$27.02M · min. income ≈ HK$261,904/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,640,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,086
−HK$7,407/mo
▼ 0.25% · 3.875%
HK$140,763
−HK$3,730/mo
Today · 4.125%
HK$144,493
baseline
▲ 0.50% · 4.625%
HK$152,109
+HK$7,616/mo
Deposit HK$11.58M · loan HK$27.02M · min. income ≈ HK$288,986/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,640,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,432
−HK$9,935/mo
▼ 0.25% · 3.875%
HK$163,360
−HK$5,007/mo
Today · 4.125%
HK$168,367
baseline
▲ 0.50% · 4.625%
HK$178,612
+HK$10,245/mo
Deposit HK$3.86M · loan HK$34.74M · min. income ≈ HK$336,734/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$1,640,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,254
−HK$9,522/mo
▼ 0.25% · 3.875%
HK$180,981
−HK$4,795/mo
Today · 4.125%
HK$185,776
baseline
▲ 0.50% · 4.625%
HK$195,569
+HK$9,793/mo
Deposit HK$3.86M · loan HK$34.74M · min. income ≈ HK$371,552/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$1,640,496 · Scale 2, in force from 26 Feb 2026)