LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,024
−HK$5,520/mo
▼ 0.25% · 3.875%
HK$90,763
−HK$2,781/mo
Today · 4.125%
HK$93,544
baseline
▲ 0.50% · 4.625%
HK$99,236
+HK$5,692/mo
Deposit HK$19.30M · loan HK$19.30M · min. income ≈ HK$187,088/mo (50% DSR)
Upfront cash ≈ HK$20.94M (deposit + AVD stamp duty HK$1,640,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,926
−HK$5,291/mo
▼ 0.25% · 3.875%
HK$100,553
−HK$2,664/mo
Today · 4.125%
HK$103,217
baseline
▲ 0.50% · 4.625%
HK$108,658
+HK$5,441/mo
Deposit HK$19.30M · loan HK$19.30M · min. income ≈ HK$206,434/mo (50% DSR)
Upfront cash ≈ HK$20.94M (deposit + AVD stamp duty HK$1,640,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,629
−HK$6,624/mo
▼ 0.25% · 3.875%
HK$108,915
−HK$3,338/mo
Today · 4.125%
HK$112,253
baseline
▲ 0.50% · 4.625%
HK$119,084
+HK$6,831/mo
Deposit HK$15.44M · loan HK$23.16M · min. income ≈ HK$224,506/mo (50% DSR)
Upfront cash ≈ HK$17.08M (deposit + AVD stamp duty HK$1,640,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,512
−HK$6,348/mo
▼ 0.25% · 3.875%
HK$120,663
−HK$3,197/mo
Today · 4.125%
HK$123,860
baseline
▲ 0.50% · 4.625%
HK$130,389
+HK$6,529/mo
Deposit HK$15.44M · loan HK$23.16M · min. income ≈ HK$247,720/mo (50% DSR)
Upfront cash ≈ HK$17.08M (deposit + AVD stamp duty HK$1,640,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,234
−HK$7,728/mo
▼ 0.25% · 3.875%
HK$127,068
−HK$3,894/mo
Today · 4.125%
HK$130,962
baseline
▲ 0.50% · 4.625%
HK$138,931
+HK$7,969/mo
Deposit HK$11.58M · loan HK$27.02M · min. income ≈ HK$261,924/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,640,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,097
−HK$7,407/mo
▼ 0.25% · 3.875%
HK$140,774
−HK$3,730/mo
Today · 4.125%
HK$144,504
baseline
▲ 0.50% · 4.625%
HK$152,121
+HK$7,617/mo
Deposit HK$11.58M · loan HK$27.02M · min. income ≈ HK$289,008/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,640,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,444
−HK$9,936/mo
▼ 0.25% · 3.875%
HK$163,373
−HK$5,007/mo
Today · 4.125%
HK$168,380
baseline
▲ 0.50% · 4.625%
HK$178,625
+HK$10,245/mo
Deposit HK$3.86M · loan HK$34.74M · min. income ≈ HK$336,760/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$1,640,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,267
−HK$9,524/mo
▼ 0.25% · 3.875%
HK$180,995
−HK$4,796/mo
Today · 4.125%
HK$185,791
baseline
▲ 0.50% · 4.625%
HK$195,584
+HK$9,793/mo
Deposit HK$3.86M · loan HK$34.74M · min. income ≈ HK$371,582/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$1,640,623 · Scale 2, in force from 26 Feb 2026)