LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,027
−HK$5,520/mo
▼ 0.25% · 3.875%
HK$90,765
−HK$2,782/mo
Today · 4.125%
HK$93,547
baseline
▲ 0.50% · 4.625%
HK$99,239
+HK$5,692/mo
Deposit HK$19.30M · loan HK$19.30M · min. income ≈ HK$187,094/mo (50% DSR)
Upfront cash ≈ HK$20.94M (deposit + AVD stamp duty HK$1,640,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,929
−HK$5,291/mo
▼ 0.25% · 3.875%
HK$100,555
−HK$2,665/mo
Today · 4.125%
HK$103,220
baseline
▲ 0.50% · 4.625%
HK$108,661
+HK$5,441/mo
Deposit HK$19.30M · loan HK$19.30M · min. income ≈ HK$206,440/mo (50% DSR)
Upfront cash ≈ HK$20.94M (deposit + AVD stamp duty HK$1,640,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,632
−HK$6,624/mo
▼ 0.25% · 3.875%
HK$108,918
−HK$3,338/mo
Today · 4.125%
HK$112,256
baseline
▲ 0.50% · 4.625%
HK$119,087
+HK$6,831/mo
Deposit HK$15.44M · loan HK$23.16M · min. income ≈ HK$224,512/mo (50% DSR)
Upfront cash ≈ HK$17.08M (deposit + AVD stamp duty HK$1,640,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,515
−HK$6,349/mo
▼ 0.25% · 3.875%
HK$120,667
−HK$3,197/mo
Today · 4.125%
HK$123,864
baseline
▲ 0.50% · 4.625%
HK$130,393
+HK$6,529/mo
Deposit HK$15.44M · loan HK$23.16M · min. income ≈ HK$247,728/mo (50% DSR)
Upfront cash ≈ HK$17.08M (deposit + AVD stamp duty HK$1,640,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,238
−HK$7,728/mo
▼ 0.25% · 3.875%
HK$127,071
−HK$3,895/mo
Today · 4.125%
HK$130,966
baseline
▲ 0.50% · 4.625%
HK$138,935
+HK$7,969/mo
Deposit HK$11.58M · loan HK$27.02M · min. income ≈ HK$261,932/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,640,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,101
−HK$7,407/mo
▼ 0.25% · 3.875%
HK$140,778
−HK$3,730/mo
Today · 4.125%
HK$144,508
baseline
▲ 0.50% · 4.625%
HK$152,125
+HK$7,617/mo
Deposit HK$11.58M · loan HK$27.02M · min. income ≈ HK$289,016/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,640,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,448
−HK$9,937/mo
▼ 0.25% · 3.875%
HK$163,377
−HK$5,008/mo
Today · 4.125%
HK$168,385
baseline
▲ 0.50% · 4.625%
HK$178,630
+HK$10,245/mo
Deposit HK$3.86M · loan HK$34.74M · min. income ≈ HK$336,770/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$1,640,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,272
−HK$9,524/mo
▼ 0.25% · 3.875%
HK$181,000
−HK$4,796/mo
Today · 4.125%
HK$185,796
baseline
▲ 0.50% · 4.625%
HK$195,589
+HK$9,793/mo
Deposit HK$3.86M · loan HK$34.74M · min. income ≈ HK$371,592/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$1,640,669 · Scale 2, in force from 26 Feb 2026)