LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,028
−HK$5,520/mo
▼ 0.25% · 3.875%
HK$90,766
−HK$2,782/mo
Today · 4.125%
HK$93,548
baseline
▲ 0.50% · 4.625%
HK$99,240
+HK$5,692/mo
Deposit HK$19.30M · loan HK$19.30M · min. income ≈ HK$187,096/mo (50% DSR)
Upfront cash ≈ HK$20.94M (deposit + AVD stamp duty HK$1,640,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,930
−HK$5,291/mo
▼ 0.25% · 3.875%
HK$100,557
−HK$2,664/mo
Today · 4.125%
HK$103,221
baseline
▲ 0.50% · 4.625%
HK$108,662
+HK$5,441/mo
Deposit HK$19.30M · loan HK$19.30M · min. income ≈ HK$206,442/mo (50% DSR)
Upfront cash ≈ HK$20.94M (deposit + AVD stamp duty HK$1,640,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,634
−HK$6,624/mo
▼ 0.25% · 3.875%
HK$108,919
−HK$3,339/mo
Today · 4.125%
HK$112,258
baseline
▲ 0.50% · 4.625%
HK$119,088
+HK$6,830/mo
Deposit HK$15.44M · loan HK$23.16M · min. income ≈ HK$224,516/mo (50% DSR)
Upfront cash ≈ HK$17.08M (deposit + AVD stamp duty HK$1,640,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,516
−HK$6,349/mo
▼ 0.25% · 3.875%
HK$120,668
−HK$3,197/mo
Today · 4.125%
HK$123,865
baseline
▲ 0.50% · 4.625%
HK$130,395
+HK$6,530/mo
Deposit HK$15.44M · loan HK$23.16M · min. income ≈ HK$247,730/mo (50% DSR)
Upfront cash ≈ HK$17.08M (deposit + AVD stamp duty HK$1,640,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,239
−HK$7,728/mo
▼ 0.25% · 3.875%
HK$127,073
−HK$3,894/mo
Today · 4.125%
HK$130,967
baseline
▲ 0.50% · 4.625%
HK$138,937
+HK$7,970/mo
Deposit HK$11.58M · loan HK$27.02M · min. income ≈ HK$261,934/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,640,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,102
−HK$7,408/mo
▼ 0.25% · 3.875%
HK$140,779
−HK$3,731/mo
Today · 4.125%
HK$144,510
baseline
▲ 0.50% · 4.625%
HK$152,127
+HK$7,617/mo
Deposit HK$11.58M · loan HK$27.02M · min. income ≈ HK$289,020/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,640,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,450
−HK$9,937/mo
▼ 0.25% · 3.875%
HK$163,379
−HK$5,008/mo
Today · 4.125%
HK$168,387
baseline
▲ 0.50% · 4.625%
HK$178,633
+HK$10,246/mo
Deposit HK$3.86M · loan HK$34.74M · min. income ≈ HK$336,774/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$1,640,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,275
−HK$9,523/mo
▼ 0.25% · 3.875%
HK$181,002
−HK$4,796/mo
Today · 4.125%
HK$185,798
baseline
▲ 0.50% · 4.625%
HK$195,592
+HK$9,794/mo
Deposit HK$3.86M · loan HK$34.74M · min. income ≈ HK$371,596/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$1,640,690 · Scale 2, in force from 26 Feb 2026)