LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,048
−HK$5,522/mo
▼ 0.25% · 3.875%
HK$90,787
−HK$2,783/mo
Today · 4.125%
HK$93,570
baseline
▲ 0.50% · 4.625%
HK$99,263
+HK$5,693/mo
Deposit HK$19.31M · loan HK$19.31M · min. income ≈ HK$187,140/mo (50% DSR)
Upfront cash ≈ HK$20.95M (deposit + AVD stamp duty HK$1,641,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,953
−HK$5,292/mo
▼ 0.25% · 3.875%
HK$100,580
−HK$2,665/mo
Today · 4.125%
HK$103,245
baseline
▲ 0.50% · 4.625%
HK$108,687
+HK$5,442/mo
Deposit HK$19.31M · loan HK$19.31M · min. income ≈ HK$206,490/mo (50% DSR)
Upfront cash ≈ HK$20.95M (deposit + AVD stamp duty HK$1,641,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,658
−HK$6,625/mo
▼ 0.25% · 3.875%
HK$108,944
−HK$3,339/mo
Today · 4.125%
HK$112,283
baseline
▲ 0.50% · 4.625%
HK$119,116
+HK$6,833/mo
Deposit HK$15.45M · loan HK$23.17M · min. income ≈ HK$224,566/mo (50% DSR)
Upfront cash ≈ HK$17.09M (deposit + AVD stamp duty HK$1,641,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,543
−HK$6,351/mo
▼ 0.25% · 3.875%
HK$120,696
−HK$3,198/mo
Today · 4.125%
HK$123,894
baseline
▲ 0.50% · 4.625%
HK$130,424
+HK$6,530/mo
Deposit HK$15.45M · loan HK$23.17M · min. income ≈ HK$247,788/mo (50% DSR)
Upfront cash ≈ HK$17.09M (deposit + AVD stamp duty HK$1,641,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,267
−HK$7,730/mo
▼ 0.25% · 3.875%
HK$127,102
−HK$3,895/mo
Today · 4.125%
HK$130,997
baseline
▲ 0.50% · 4.625%
HK$138,968
+HK$7,971/mo
Deposit HK$11.58M · loan HK$27.03M · min. income ≈ HK$261,994/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,641,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,134
−HK$7,409/mo
▼ 0.25% · 3.875%
HK$140,812
−HK$3,731/mo
Today · 4.125%
HK$144,543
baseline
▲ 0.50% · 4.625%
HK$152,162
+HK$7,619/mo
Deposit HK$11.58M · loan HK$27.03M · min. income ≈ HK$289,086/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,641,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,487
−HK$9,938/mo
▼ 0.25% · 3.875%
HK$163,416
−HK$5,009/mo
Today · 4.125%
HK$168,425
baseline
▲ 0.50% · 4.625%
HK$178,673
+HK$10,248/mo
Deposit HK$3.86M · loan HK$34.75M · min. income ≈ HK$336,850/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$1,641,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,315
−HK$9,526/mo
▼ 0.25% · 3.875%
HK$181,043
−HK$4,798/mo
Today · 4.125%
HK$185,841
baseline
▲ 0.50% · 4.625%
HK$195,636
+HK$9,795/mo
Deposit HK$3.86M · loan HK$34.75M · min. income ≈ HK$371,682/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$1,641,064 · Scale 2, in force from 26 Feb 2026)