LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,061
−HK$5,523/mo
▼ 0.25% · 3.875%
HK$90,801
−HK$2,783/mo
Today · 4.125%
HK$93,584
baseline
▲ 0.50% · 4.625%
HK$99,278
+HK$5,694/mo
Deposit HK$19.31M · loan HK$19.31M · min. income ≈ HK$187,168/mo (50% DSR)
Upfront cash ≈ HK$20.95M (deposit + AVD stamp duty HK$1,641,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,967
−HK$5,293/mo
▼ 0.25% · 3.875%
HK$100,595
−HK$2,665/mo
Today · 4.125%
HK$103,260
baseline
▲ 0.50% · 4.625%
HK$108,703
+HK$5,443/mo
Deposit HK$19.31M · loan HK$19.31M · min. income ≈ HK$206,520/mo (50% DSR)
Upfront cash ≈ HK$20.95M (deposit + AVD stamp duty HK$1,641,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,674
−HK$6,626/mo
▼ 0.25% · 3.875%
HK$108,961
−HK$3,339/mo
Today · 4.125%
HK$112,300
baseline
▲ 0.50% · 4.625%
HK$119,133
+HK$6,833/mo
Deposit HK$15.45M · loan HK$23.17M · min. income ≈ HK$224,600/mo (50% DSR)
Upfront cash ≈ HK$17.09M (deposit + AVD stamp duty HK$1,641,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,561
−HK$6,351/mo
▼ 0.25% · 3.875%
HK$120,714
−HK$3,198/mo
Today · 4.125%
HK$123,912
baseline
▲ 0.50% · 4.625%
HK$130,444
+HK$6,532/mo
Deposit HK$15.45M · loan HK$23.17M · min. income ≈ HK$247,824/mo (50% DSR)
Upfront cash ≈ HK$17.09M (deposit + AVD stamp duty HK$1,641,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,286
−HK$7,731/mo
▼ 0.25% · 3.875%
HK$127,121
−HK$3,896/mo
Today · 4.125%
HK$131,017
baseline
▲ 0.50% · 4.625%
HK$138,989
+HK$7,972/mo
Deposit HK$11.59M · loan HK$27.03M · min. income ≈ HK$262,034/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,641,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,154
−HK$7,410/mo
▼ 0.25% · 3.875%
HK$140,833
−HK$3,731/mo
Today · 4.125%
HK$144,564
baseline
▲ 0.50% · 4.625%
HK$152,185
+HK$7,621/mo
Deposit HK$11.59M · loan HK$27.03M · min. income ≈ HK$289,128/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,641,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,510
−HK$9,940/mo
▼ 0.25% · 3.875%
HK$163,441
−HK$5,009/mo
Today · 4.125%
HK$168,450
baseline
▲ 0.50% · 4.625%
HK$178,700
+HK$10,250/mo
Deposit HK$3.86M · loan HK$34.76M · min. income ≈ HK$336,900/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$1,641,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,341
−HK$9,527/mo
▼ 0.25% · 3.875%
HK$181,071
−HK$4,797/mo
Today · 4.125%
HK$185,868
baseline
▲ 0.50% · 4.625%
HK$195,666
+HK$9,798/mo
Deposit HK$3.86M · loan HK$34.76M · min. income ≈ HK$371,736/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$1,641,310 · Scale 2, in force from 26 Feb 2026)