LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,076
−HK$5,524/mo
▼ 0.25% · 3.875%
HK$90,816
−HK$2,784/mo
Today · 4.125%
HK$93,600
baseline
▲ 0.50% · 4.625%
HK$99,295
+HK$5,695/mo
Deposit HK$19.31M · loan HK$19.31M · min. income ≈ HK$187,200/mo (50% DSR)
Upfront cash ≈ HK$20.95M (deposit + AVD stamp duty HK$1,641,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,984
−HK$5,294/mo
▼ 0.25% · 3.875%
HK$100,612
−HK$2,666/mo
Today · 4.125%
HK$103,278
baseline
▲ 0.50% · 4.625%
HK$108,722
+HK$5,444/mo
Deposit HK$19.31M · loan HK$19.31M · min. income ≈ HK$206,556/mo (50% DSR)
Upfront cash ≈ HK$20.95M (deposit + AVD stamp duty HK$1,641,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,692
−HK$6,627/mo
▼ 0.25% · 3.875%
HK$108,979
−HK$3,340/mo
Today · 4.125%
HK$112,319
baseline
▲ 0.50% · 4.625%
HK$119,154
+HK$6,835/mo
Deposit HK$15.45M · loan HK$23.18M · min. income ≈ HK$224,638/mo (50% DSR)
Upfront cash ≈ HK$17.09M (deposit + AVD stamp duty HK$1,641,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,581
−HK$6,352/mo
▼ 0.25% · 3.875%
HK$120,734
−HK$3,199/mo
Today · 4.125%
HK$123,933
baseline
▲ 0.50% · 4.625%
HK$130,466
+HK$6,533/mo
Deposit HK$15.45M · loan HK$23.18M · min. income ≈ HK$247,866/mo (50% DSR)
Upfront cash ≈ HK$17.09M (deposit + AVD stamp duty HK$1,641,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,307
−HK$7,732/mo
▼ 0.25% · 3.875%
HK$127,142
−HK$3,897/mo
Today · 4.125%
HK$131,039
baseline
▲ 0.50% · 4.625%
HK$139,013
+HK$7,974/mo
Deposit HK$11.59M · loan HK$27.04M · min. income ≈ HK$262,078/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,641,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,178
−HK$7,411/mo
▼ 0.25% · 3.875%
HK$140,857
−HK$3,732/mo
Today · 4.125%
HK$144,589
baseline
▲ 0.50% · 4.625%
HK$152,211
+HK$7,622/mo
Deposit HK$11.59M · loan HK$27.04M · min. income ≈ HK$289,178/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,641,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,538
−HK$9,941/mo
▼ 0.25% · 3.875%
HK$163,469
−HK$5,010/mo
Today · 4.125%
HK$168,479
baseline
▲ 0.50% · 4.625%
HK$178,731
+HK$10,252/mo
Deposit HK$3.86M · loan HK$34.76M · min. income ≈ HK$336,958/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$1,641,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,371
−HK$9,529/mo
▼ 0.25% · 3.875%
HK$181,102
−HK$4,798/mo
Today · 4.125%
HK$185,900
baseline
▲ 0.50% · 4.625%
HK$195,699
+HK$9,799/mo
Deposit HK$3.86M · loan HK$34.76M · min. income ≈ HK$371,800/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$1,641,591 · Scale 2, in force from 26 Feb 2026)