LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,087
−HK$5,524/mo
▼ 0.25% · 3.875%
HK$90,827
−HK$2,784/mo
Today · 4.125%
HK$93,611
baseline
▲ 0.50% · 4.625%
HK$99,307
+HK$5,696/mo
Deposit HK$19.32M · loan HK$19.32M · min. income ≈ HK$187,222/mo (50% DSR)
Upfront cash ≈ HK$20.96M (deposit + AVD stamp duty HK$1,641,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,996
−HK$5,295/mo
▼ 0.25% · 3.875%
HK$100,624
−HK$2,667/mo
Today · 4.125%
HK$103,291
baseline
▲ 0.50% · 4.625%
HK$108,735
+HK$5,444/mo
Deposit HK$19.32M · loan HK$19.32M · min. income ≈ HK$206,582/mo (50% DSR)
Upfront cash ≈ HK$20.96M (deposit + AVD stamp duty HK$1,641,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,705
−HK$6,628/mo
▼ 0.25% · 3.875%
HK$108,993
−HK$3,340/mo
Today · 4.125%
HK$112,333
baseline
▲ 0.50% · 4.625%
HK$119,169
+HK$6,836/mo
Deposit HK$15.45M · loan HK$23.18M · min. income ≈ HK$224,666/mo (50% DSR)
Upfront cash ≈ HK$17.09M (deposit + AVD stamp duty HK$1,641,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,595
−HK$6,354/mo
▼ 0.25% · 3.875%
HK$120,749
−HK$3,200/mo
Today · 4.125%
HK$123,949
baseline
▲ 0.50% · 4.625%
HK$130,482
+HK$6,533/mo
Deposit HK$15.45M · loan HK$23.18M · min. income ≈ HK$247,898/mo (50% DSR)
Upfront cash ≈ HK$17.09M (deposit + AVD stamp duty HK$1,641,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,322
−HK$7,734/mo
▼ 0.25% · 3.875%
HK$127,158
−HK$3,898/mo
Today · 4.125%
HK$131,056
baseline
▲ 0.50% · 4.625%
HK$139,030
+HK$7,974/mo
Deposit HK$11.59M · loan HK$27.04M · min. income ≈ HK$262,112/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,641,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,195
−HK$7,412/mo
▼ 0.25% · 3.875%
HK$140,874
−HK$3,733/mo
Today · 4.125%
HK$144,607
baseline
▲ 0.50% · 4.625%
HK$152,229
+HK$7,622/mo
Deposit HK$11.59M · loan HK$27.04M · min. income ≈ HK$289,214/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,641,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,557
−HK$9,943/mo
▼ 0.25% · 3.875%
HK$163,489
−HK$5,011/mo
Today · 4.125%
HK$168,500
baseline
▲ 0.50% · 4.625%
HK$178,753
+HK$10,253/mo
Deposit HK$3.86M · loan HK$34.77M · min. income ≈ HK$337,000/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$1,641,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,393
−HK$9,530/mo
▼ 0.25% · 3.875%
HK$181,124
−HK$4,799/mo
Today · 4.125%
HK$185,923
baseline
▲ 0.50% · 4.625%
HK$195,723
+HK$9,800/mo
Deposit HK$3.86M · loan HK$34.77M · min. income ≈ HK$371,846/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$1,641,793 · Scale 2, in force from 26 Feb 2026)