LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,128
−HK$5,527/mo
▼ 0.25% · 3.875%
HK$90,869
−HK$2,786/mo
Today · 4.125%
HK$93,655
baseline
▲ 0.50% · 4.625%
HK$99,353
+HK$5,698/mo
Deposit HK$19.32M · loan HK$19.32M · min. income ≈ HK$187,310/mo (50% DSR)
Upfront cash ≈ HK$20.97M (deposit + AVD stamp duty HK$1,642,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,042
−HK$5,297/mo
▼ 0.25% · 3.875%
HK$100,671
−HK$2,668/mo
Today · 4.125%
HK$103,339
baseline
▲ 0.50% · 4.625%
HK$108,786
+HK$5,447/mo
Deposit HK$19.32M · loan HK$19.32M · min. income ≈ HK$206,678/mo (50% DSR)
Upfront cash ≈ HK$20.97M (deposit + AVD stamp duty HK$1,642,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,754
−HK$6,631/mo
▼ 0.25% · 3.875%
HK$109,043
−HK$3,342/mo
Today · 4.125%
HK$112,385
baseline
▲ 0.50% · 4.625%
HK$119,224
+HK$6,839/mo
Deposit HK$15.46M · loan HK$23.19M · min. income ≈ HK$224,770/mo (50% DSR)
Upfront cash ≈ HK$17.10M (deposit + AVD stamp duty HK$1,642,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,650
−HK$6,356/mo
▼ 0.25% · 3.875%
HK$120,805
−HK$3,201/mo
Today · 4.125%
HK$124,006
baseline
▲ 0.50% · 4.625%
HK$130,543
+HK$6,537/mo
Deposit HK$15.46M · loan HK$23.19M · min. income ≈ HK$248,012/mo (50% DSR)
Upfront cash ≈ HK$17.10M (deposit + AVD stamp duty HK$1,642,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,379
−HK$7,737/mo
▼ 0.25% · 3.875%
HK$127,217
−HK$3,899/mo
Today · 4.125%
HK$131,116
baseline
▲ 0.50% · 4.625%
HK$139,094
+HK$7,978/mo
Deposit HK$11.59M · loan HK$27.05M · min. income ≈ HK$262,232/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,642,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,258
−HK$7,416/mo
▼ 0.25% · 3.875%
HK$140,939
−HK$3,735/mo
Today · 4.125%
HK$144,674
baseline
▲ 0.50% · 4.625%
HK$152,300
+HK$7,626/mo
Deposit HK$11.59M · loan HK$27.05M · min. income ≈ HK$289,348/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,642,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,631
−HK$9,947/mo
▼ 0.25% · 3.875%
HK$163,565
−HK$5,013/mo
Today · 4.125%
HK$168,578
baseline
▲ 0.50% · 4.625%
HK$178,836
+HK$10,258/mo
Deposit HK$3.86M · loan HK$34.78M · min. income ≈ HK$337,156/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$1,642,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,475
−HK$9,534/mo
▼ 0.25% · 3.875%
HK$181,208
−HK$4,801/mo
Today · 4.125%
HK$186,009
baseline
▲ 0.50% · 4.625%
HK$195,814
+HK$9,805/mo
Deposit HK$3.86M · loan HK$34.78M · min. income ≈ HK$372,018/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$1,642,555 · Scale 2, in force from 26 Feb 2026)