LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,133
−HK$5,526/mo
▼ 0.25% · 3.875%
HK$90,874
−HK$2,785/mo
Today · 4.125%
HK$93,659
baseline
▲ 0.50% · 4.625%
HK$99,358
+HK$5,699/mo
Deposit HK$19.33M · loan HK$19.33M · min. income ≈ HK$187,318/mo (50% DSR)
Upfront cash ≈ HK$20.97M (deposit + AVD stamp duty HK$1,642,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,047
−HK$5,297/mo
▼ 0.25% · 3.875%
HK$100,676
−HK$2,668/mo
Today · 4.125%
HK$103,344
baseline
▲ 0.50% · 4.625%
HK$108,791
+HK$5,447/mo
Deposit HK$19.33M · loan HK$19.33M · min. income ≈ HK$206,688/mo (50% DSR)
Upfront cash ≈ HK$20.97M (deposit + AVD stamp duty HK$1,642,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,759
−HK$6,632/mo
▼ 0.25% · 3.875%
HK$109,049
−HK$3,342/mo
Today · 4.125%
HK$112,391
baseline
▲ 0.50% · 4.625%
HK$119,230
+HK$6,839/mo
Deposit HK$15.46M · loan HK$23.19M · min. income ≈ HK$224,782/mo (50% DSR)
Upfront cash ≈ HK$17.10M (deposit + AVD stamp duty HK$1,642,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,656
−HK$6,357/mo
▼ 0.25% · 3.875%
HK$120,812
−HK$3,201/mo
Today · 4.125%
HK$124,013
baseline
▲ 0.50% · 4.625%
HK$130,550
+HK$6,537/mo
Deposit HK$15.46M · loan HK$23.19M · min. income ≈ HK$248,026/mo (50% DSR)
Upfront cash ≈ HK$17.10M (deposit + AVD stamp duty HK$1,642,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,386
−HK$7,737/mo
▼ 0.25% · 3.875%
HK$127,224
−HK$3,899/mo
Today · 4.125%
HK$131,123
baseline
▲ 0.50% · 4.625%
HK$139,102
+HK$7,979/mo
Deposit HK$11.60M · loan HK$27.06M · min. income ≈ HK$262,246/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,642,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,266
−HK$7,416/mo
▼ 0.25% · 3.875%
HK$140,947
−HK$3,735/mo
Today · 4.125%
HK$144,682
baseline
▲ 0.50% · 4.625%
HK$152,308
+HK$7,626/mo
Deposit HK$11.60M · loan HK$27.06M · min. income ≈ HK$289,364/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,642,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,639
−HK$9,948/mo
▼ 0.25% · 3.875%
HK$163,574
−HK$5,013/mo
Today · 4.125%
HK$168,587
baseline
▲ 0.50% · 4.625%
HK$178,845
+HK$10,258/mo
Deposit HK$3.87M · loan HK$34.79M · min. income ≈ HK$337,174/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$1,642,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,484
−HK$9,535/mo
▼ 0.25% · 3.875%
HK$181,217
−HK$4,802/mo
Today · 4.125%
HK$186,019
baseline
▲ 0.50% · 4.625%
HK$195,824
+HK$9,805/mo
Deposit HK$3.87M · loan HK$34.79M · min. income ≈ HK$372,038/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$1,642,641 · Scale 2, in force from 26 Feb 2026)