LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,135
−HK$5,527/mo
▼ 0.25% · 3.875%
HK$90,877
−HK$2,785/mo
Today · 4.125%
HK$93,662
baseline
▲ 0.50% · 4.625%
HK$99,361
+HK$5,699/mo
Deposit HK$19.33M · loan HK$19.33M · min. income ≈ HK$187,324/mo (50% DSR)
Upfront cash ≈ HK$20.97M (deposit + AVD stamp duty HK$1,642,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,050
−HK$5,297/mo
▼ 0.25% · 3.875%
HK$100,679
−HK$2,668/mo
Today · 4.125%
HK$103,347
baseline
▲ 0.50% · 4.625%
HK$108,795
+HK$5,448/mo
Deposit HK$19.33M · loan HK$19.33M · min. income ≈ HK$206,694/mo (50% DSR)
Upfront cash ≈ HK$20.97M (deposit + AVD stamp duty HK$1,642,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,762
−HK$6,633/mo
▼ 0.25% · 3.875%
HK$109,052
−HK$3,343/mo
Today · 4.125%
HK$112,395
baseline
▲ 0.50% · 4.625%
HK$119,234
+HK$6,839/mo
Deposit HK$15.46M · loan HK$23.19M · min. income ≈ HK$224,790/mo (50% DSR)
Upfront cash ≈ HK$17.10M (deposit + AVD stamp duty HK$1,642,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,660
−HK$6,356/mo
▼ 0.25% · 3.875%
HK$120,815
−HK$3,201/mo
Today · 4.125%
HK$124,016
baseline
▲ 0.50% · 4.625%
HK$130,553
+HK$6,537/mo
Deposit HK$15.46M · loan HK$23.19M · min. income ≈ HK$248,032/mo (50% DSR)
Upfront cash ≈ HK$17.10M (deposit + AVD stamp duty HK$1,642,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,389
−HK$7,738/mo
▼ 0.25% · 3.875%
HK$127,228
−HK$3,899/mo
Today · 4.125%
HK$131,127
baseline
▲ 0.50% · 4.625%
HK$139,106
+HK$7,979/mo
Deposit HK$11.60M · loan HK$27.06M · min. income ≈ HK$262,254/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,642,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,270
−HK$7,416/mo
▼ 0.25% · 3.875%
HK$140,951
−HK$3,735/mo
Today · 4.125%
HK$144,686
baseline
▲ 0.50% · 4.625%
HK$152,312
+HK$7,626/mo
Deposit HK$11.60M · loan HK$27.06M · min. income ≈ HK$289,372/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,642,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,644
−HK$9,948/mo
▼ 0.25% · 3.875%
HK$163,578
−HK$5,014/mo
Today · 4.125%
HK$168,592
baseline
▲ 0.50% · 4.625%
HK$178,850
+HK$10,258/mo
Deposit HK$3.87M · loan HK$34.79M · min. income ≈ HK$337,184/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$1,642,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,489
−HK$9,536/mo
▼ 0.25% · 3.875%
HK$181,223
−HK$4,802/mo
Today · 4.125%
HK$186,025
baseline
▲ 0.50% · 4.625%
HK$195,830
+HK$9,805/mo
Deposit HK$3.87M · loan HK$34.79M · min. income ≈ HK$372,050/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$1,642,689 · Scale 2, in force from 26 Feb 2026)