LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,147
−HK$5,528/mo
▼ 0.25% · 3.875%
HK$90,889
−HK$2,786/mo
Today · 4.125%
HK$93,675
baseline
▲ 0.50% · 4.625%
HK$99,375
+HK$5,700/mo
Deposit HK$19.33M · loan HK$19.33M · min. income ≈ HK$187,350/mo (50% DSR)
Upfront cash ≈ HK$20.97M (deposit + AVD stamp duty HK$1,642,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,063
−HK$5,298/mo
▼ 0.25% · 3.875%
HK$100,693
−HK$2,668/mo
Today · 4.125%
HK$103,361
baseline
▲ 0.50% · 4.625%
HK$108,809
+HK$5,448/mo
Deposit HK$19.33M · loan HK$19.33M · min. income ≈ HK$206,722/mo (50% DSR)
Upfront cash ≈ HK$20.97M (deposit + AVD stamp duty HK$1,642,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,777
−HK$6,633/mo
▼ 0.25% · 3.875%
HK$109,067
−HK$3,343/mo
Today · 4.125%
HK$112,410
baseline
▲ 0.50% · 4.625%
HK$119,250
+HK$6,840/mo
Deposit HK$15.46M · loan HK$23.19M · min. income ≈ HK$224,820/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$1,642,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,676
−HK$6,357/mo
▼ 0.25% · 3.875%
HK$120,832
−HK$3,201/mo
Today · 4.125%
HK$124,033
baseline
▲ 0.50% · 4.625%
HK$130,571
+HK$6,538/mo
Deposit HK$15.46M · loan HK$23.19M · min. income ≈ HK$248,066/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$1,642,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,406
−HK$7,739/mo
▼ 0.25% · 3.875%
HK$127,245
−HK$3,900/mo
Today · 4.125%
HK$131,145
baseline
▲ 0.50% · 4.625%
HK$139,125
+HK$7,980/mo
Deposit HK$11.60M · loan HK$27.06M · min. income ≈ HK$262,290/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,642,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,288
−HK$7,418/mo
▼ 0.25% · 3.875%
HK$140,970
−HK$3,736/mo
Today · 4.125%
HK$144,706
baseline
▲ 0.50% · 4.625%
HK$152,333
+HK$7,627/mo
Deposit HK$11.60M · loan HK$27.06M · min. income ≈ HK$289,412/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,642,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,665
−HK$9,950/mo
▼ 0.25% · 3.875%
HK$163,601
−HK$5,014/mo
Today · 4.125%
HK$168,615
baseline
▲ 0.50% · 4.625%
HK$178,875
+HK$10,260/mo
Deposit HK$3.87M · loan HK$34.79M · min. income ≈ HK$337,230/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$1,642,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,514
−HK$9,536/mo
▼ 0.25% · 3.875%
HK$181,248
−HK$4,802/mo
Today · 4.125%
HK$186,050
baseline
▲ 0.50% · 4.625%
HK$195,857
+HK$9,807/mo
Deposit HK$3.87M · loan HK$34.79M · min. income ≈ HK$372,100/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$1,642,915 · Scale 2, in force from 26 Feb 2026)