LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,149
−HK$5,527/mo
▼ 0.25% · 3.875%
HK$90,890
−HK$2,786/mo
Today · 4.125%
HK$93,676
baseline
▲ 0.50% · 4.625%
HK$99,376
+HK$5,700/mo
Deposit HK$19.33M · loan HK$19.33M · min. income ≈ HK$187,352/mo (50% DSR)
Upfront cash ≈ HK$20.97M (deposit + AVD stamp duty HK$1,642,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,064
−HK$5,298/mo
▼ 0.25% · 3.875%
HK$100,694
−HK$2,668/mo
Today · 4.125%
HK$103,362
baseline
▲ 0.50% · 4.625%
HK$108,811
+HK$5,449/mo
Deposit HK$19.33M · loan HK$19.33M · min. income ≈ HK$206,724/mo (50% DSR)
Upfront cash ≈ HK$20.97M (deposit + AVD stamp duty HK$1,642,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,778
−HK$6,633/mo
▼ 0.25% · 3.875%
HK$109,069
−HK$3,342/mo
Today · 4.125%
HK$112,411
baseline
▲ 0.50% · 4.625%
HK$119,251
+HK$6,840/mo
Deposit HK$15.46M · loan HK$23.19M · min. income ≈ HK$224,822/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$1,642,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,677
−HK$6,358/mo
▼ 0.25% · 3.875%
HK$120,833
−HK$3,202/mo
Today · 4.125%
HK$124,035
baseline
▲ 0.50% · 4.625%
HK$130,573
+HK$6,538/mo
Deposit HK$15.46M · loan HK$23.19M · min. income ≈ HK$248,070/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$1,642,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,408
−HK$7,739/mo
▼ 0.25% · 3.875%
HK$127,247
−HK$3,900/mo
Today · 4.125%
HK$131,147
baseline
▲ 0.50% · 4.625%
HK$139,127
+HK$7,980/mo
Deposit HK$11.60M · loan HK$27.06M · min. income ≈ HK$262,294/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,642,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,290
−HK$7,417/mo
▼ 0.25% · 3.875%
HK$140,972
−HK$3,735/mo
Today · 4.125%
HK$144,707
baseline
▲ 0.50% · 4.625%
HK$152,335
+HK$7,628/mo
Deposit HK$11.60M · loan HK$27.06M · min. income ≈ HK$289,414/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,642,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,667
−HK$9,950/mo
▼ 0.25% · 3.875%
HK$163,603
−HK$5,014/mo
Today · 4.125%
HK$168,617
baseline
▲ 0.50% · 4.625%
HK$178,877
+HK$10,260/mo
Deposit HK$3.87M · loan HK$34.79M · min. income ≈ HK$337,234/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$1,642,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,516
−HK$9,536/mo
▼ 0.25% · 3.875%
HK$181,250
−HK$4,802/mo
Today · 4.125%
HK$186,052
baseline
▲ 0.50% · 4.625%
HK$195,860
+HK$9,808/mo
Deposit HK$3.87M · loan HK$34.79M · min. income ≈ HK$372,104/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$1,642,935 · Scale 2, in force from 26 Feb 2026)