LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,151
−HK$5,528/mo
▼ 0.25% · 3.875%
HK$90,893
−HK$2,786/mo
Today · 4.125%
HK$93,679
baseline
▲ 0.50% · 4.625%
HK$99,379
+HK$5,700/mo
Deposit HK$19.33M · loan HK$19.33M · min. income ≈ HK$187,358/mo (50% DSR)
Upfront cash ≈ HK$20.97M (deposit + AVD stamp duty HK$1,642,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,067
−HK$5,298/mo
▼ 0.25% · 3.875%
HK$100,697
−HK$2,668/mo
Today · 4.125%
HK$103,365
baseline
▲ 0.50% · 4.625%
HK$108,814
+HK$5,449/mo
Deposit HK$19.33M · loan HK$19.33M · min. income ≈ HK$206,730/mo (50% DSR)
Upfront cash ≈ HK$20.97M (deposit + AVD stamp duty HK$1,642,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,781
−HK$6,633/mo
▼ 0.25% · 3.875%
HK$109,071
−HK$3,343/mo
Today · 4.125%
HK$112,414
baseline
▲ 0.50% · 4.625%
HK$119,254
+HK$6,840/mo
Deposit HK$15.46M · loan HK$23.19M · min. income ≈ HK$224,828/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$1,642,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,680
−HK$6,358/mo
▼ 0.25% · 3.875%
HK$120,836
−HK$3,202/mo
Today · 4.125%
HK$124,038
baseline
▲ 0.50% · 4.625%
HK$130,576
+HK$6,538/mo
Deposit HK$15.46M · loan HK$23.19M · min. income ≈ HK$248,076/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$1,642,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,411
−HK$7,739/mo
▼ 0.25% · 3.875%
HK$127,250
−HK$3,900/mo
Today · 4.125%
HK$131,150
baseline
▲ 0.50% · 4.625%
HK$139,130
+HK$7,980/mo
Deposit HK$11.60M · loan HK$27.06M · min. income ≈ HK$262,300/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,642,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,294
−HK$7,417/mo
▼ 0.25% · 3.875%
HK$140,976
−HK$3,735/mo
Today · 4.125%
HK$144,711
baseline
▲ 0.50% · 4.625%
HK$152,339
+HK$7,628/mo
Deposit HK$11.60M · loan HK$27.06M · min. income ≈ HK$289,422/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,642,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,671
−HK$9,950/mo
▼ 0.25% · 3.875%
HK$163,607
−HK$5,014/mo
Today · 4.125%
HK$168,621
baseline
▲ 0.50% · 4.625%
HK$178,882
+HK$10,261/mo
Deposit HK$3.87M · loan HK$34.79M · min. income ≈ HK$337,242/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$1,642,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,520
−HK$9,537/mo
▼ 0.25% · 3.875%
HK$181,254
−HK$4,803/mo
Today · 4.125%
HK$186,057
baseline
▲ 0.50% · 4.625%
HK$195,864
+HK$9,807/mo
Deposit HK$3.87M · loan HK$34.79M · min. income ≈ HK$372,114/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$1,642,977 · Scale 2, in force from 26 Feb 2026)