LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,156
−HK$5,528/mo
▼ 0.25% · 3.875%
HK$90,898
−HK$2,786/mo
Today · 4.125%
HK$93,684
baseline
▲ 0.50% · 4.625%
HK$99,384
+HK$5,700/mo
Deposit HK$19.33M · loan HK$19.33M · min. income ≈ HK$187,368/mo (50% DSR)
Upfront cash ≈ HK$20.97M (deposit + AVD stamp duty HK$1,643,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,072
−HK$5,299/mo
▼ 0.25% · 3.875%
HK$100,702
−HK$2,669/mo
Today · 4.125%
HK$103,371
baseline
▲ 0.50% · 4.625%
HK$108,820
+HK$5,449/mo
Deposit HK$19.33M · loan HK$19.33M · min. income ≈ HK$206,742/mo (50% DSR)
Upfront cash ≈ HK$20.97M (deposit + AVD stamp duty HK$1,643,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,787
−HK$6,633/mo
▼ 0.25% · 3.875%
HK$109,077
−HK$3,343/mo
Today · 4.125%
HK$112,420
baseline
▲ 0.50% · 4.625%
HK$119,261
+HK$6,841/mo
Deposit HK$15.46M · loan HK$23.20M · min. income ≈ HK$224,840/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$1,643,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,687
−HK$6,358/mo
▼ 0.25% · 3.875%
HK$120,843
−HK$3,202/mo
Today · 4.125%
HK$124,045
baseline
▲ 0.50% · 4.625%
HK$130,583
+HK$6,538/mo
Deposit HK$15.46M · loan HK$23.20M · min. income ≈ HK$248,090/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$1,643,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,418
−HK$7,739/mo
▼ 0.25% · 3.875%
HK$127,257
−HK$3,900/mo
Today · 4.125%
HK$131,157
baseline
▲ 0.50% · 4.625%
HK$139,138
+HK$7,981/mo
Deposit HK$11.60M · loan HK$27.06M · min. income ≈ HK$262,314/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,643,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,301
−HK$7,418/mo
▼ 0.25% · 3.875%
HK$140,983
−HK$3,736/mo
Today · 4.125%
HK$144,719
baseline
▲ 0.50% · 4.625%
HK$152,347
+HK$7,628/mo
Deposit HK$11.60M · loan HK$27.06M · min. income ≈ HK$289,438/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,643,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,680
−HK$9,951/mo
▼ 0.25% · 3.875%
HK$163,616
−HK$5,015/mo
Today · 4.125%
HK$168,631
baseline
▲ 0.50% · 4.625%
HK$178,891
+HK$10,260/mo
Deposit HK$3.87M · loan HK$34.79M · min. income ≈ HK$337,262/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$1,643,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,530
−HK$9,537/mo
▼ 0.25% · 3.875%
HK$181,264
−HK$4,803/mo
Today · 4.125%
HK$186,067
baseline
▲ 0.50% · 4.625%
HK$195,875
+HK$9,808/mo
Deposit HK$3.87M · loan HK$34.79M · min. income ≈ HK$372,134/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$1,643,066 · Scale 2, in force from 26 Feb 2026)