LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,163
−HK$5,528/mo
▼ 0.25% · 3.875%
HK$90,905
−HK$2,786/mo
Today · 4.125%
HK$93,691
baseline
▲ 0.50% · 4.625%
HK$99,392
+HK$5,701/mo
Deposit HK$19.33M · loan HK$19.33M · min. income ≈ HK$187,382/mo (50% DSR)
Upfront cash ≈ HK$20.97M (deposit + AVD stamp duty HK$1,643,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,080
−HK$5,299/mo
▼ 0.25% · 3.875%
HK$100,710
−HK$2,669/mo
Today · 4.125%
HK$103,379
baseline
▲ 0.50% · 4.625%
HK$108,828
+HK$5,449/mo
Deposit HK$19.33M · loan HK$19.33M · min. income ≈ HK$206,758/mo (50% DSR)
Upfront cash ≈ HK$20.97M (deposit + AVD stamp duty HK$1,643,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,795
−HK$6,634/mo
▼ 0.25% · 3.875%
HK$109,086
−HK$3,343/mo
Today · 4.125%
HK$112,429
baseline
▲ 0.50% · 4.625%
HK$119,270
+HK$6,841/mo
Deposit HK$15.47M · loan HK$23.20M · min. income ≈ HK$224,858/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$1,643,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,696
−HK$6,359/mo
▼ 0.25% · 3.875%
HK$120,853
−HK$3,202/mo
Today · 4.125%
HK$124,055
baseline
▲ 0.50% · 4.625%
HK$130,594
+HK$6,539/mo
Deposit HK$15.47M · loan HK$23.20M · min. income ≈ HK$248,110/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$1,643,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,428
−HK$7,740/mo
▼ 0.25% · 3.875%
HK$127,267
−HK$3,901/mo
Today · 4.125%
HK$131,168
baseline
▲ 0.50% · 4.625%
HK$139,149
+HK$7,981/mo
Deposit HK$11.60M · loan HK$27.06M · min. income ≈ HK$262,336/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,643,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,312
−HK$7,419/mo
▼ 0.25% · 3.875%
HK$140,995
−HK$3,736/mo
Today · 4.125%
HK$144,731
baseline
▲ 0.50% · 4.625%
HK$152,360
+HK$7,629/mo
Deposit HK$11.60M · loan HK$27.06M · min. income ≈ HK$289,462/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,643,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,693
−HK$9,951/mo
▼ 0.25% · 3.875%
HK$163,629
−HK$5,015/mo
Today · 4.125%
HK$168,644
baseline
▲ 0.50% · 4.625%
HK$178,906
+HK$10,262/mo
Deposit HK$3.87M · loan HK$34.80M · min. income ≈ HK$337,288/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$1,643,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,544
−HK$9,538/mo
▼ 0.25% · 3.875%
HK$181,279
−HK$4,803/mo
Today · 4.125%
HK$186,082
baseline
▲ 0.50% · 4.625%
HK$195,891
+HK$9,809/mo
Deposit HK$3.87M · loan HK$34.80M · min. income ≈ HK$372,164/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$1,643,198 · Scale 2, in force from 26 Feb 2026)