LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,163
−HK$5,529/mo
▼ 0.25% · 3.875%
HK$90,906
−HK$2,786/mo
Today · 4.125%
HK$93,692
baseline
▲ 0.50% · 4.625%
HK$99,393
+HK$5,701/mo
Deposit HK$19.33M · loan HK$19.33M · min. income ≈ HK$187,384/mo (50% DSR)
Upfront cash ≈ HK$20.98M (deposit + AVD stamp duty HK$1,643,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,081
−HK$5,299/mo
▼ 0.25% · 3.875%
HK$100,711
−HK$2,669/mo
Today · 4.125%
HK$103,380
baseline
▲ 0.50% · 4.625%
HK$108,829
+HK$5,449/mo
Deposit HK$19.33M · loan HK$19.33M · min. income ≈ HK$206,760/mo (50% DSR)
Upfront cash ≈ HK$20.98M (deposit + AVD stamp duty HK$1,643,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,796
−HK$6,634/mo
▼ 0.25% · 3.875%
HK$109,087
−HK$3,343/mo
Today · 4.125%
HK$112,430
baseline
▲ 0.50% · 4.625%
HK$119,271
+HK$6,841/mo
Deposit HK$15.47M · loan HK$23.20M · min. income ≈ HK$224,860/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$1,643,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,697
−HK$6,359/mo
▼ 0.25% · 3.875%
HK$120,853
−HK$3,203/mo
Today · 4.125%
HK$124,056
baseline
▲ 0.50% · 4.625%
HK$130,595
+HK$6,539/mo
Deposit HK$15.47M · loan HK$23.20M · min. income ≈ HK$248,112/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$1,643,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,428
−HK$7,740/mo
▼ 0.25% · 3.875%
HK$127,268
−HK$3,900/mo
Today · 4.125%
HK$131,168
baseline
▲ 0.50% · 4.625%
HK$139,150
+HK$7,982/mo
Deposit HK$11.60M · loan HK$27.06M · min. income ≈ HK$262,336/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,643,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,313
−HK$7,418/mo
▼ 0.25% · 3.875%
HK$140,996
−HK$3,735/mo
Today · 4.125%
HK$144,731
baseline
▲ 0.50% · 4.625%
HK$152,360
+HK$7,629/mo
Deposit HK$11.60M · loan HK$27.06M · min. income ≈ HK$289,462/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,643,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,694
−HK$9,951/mo
▼ 0.25% · 3.875%
HK$163,630
−HK$5,015/mo
Today · 4.125%
HK$168,645
baseline
▲ 0.50% · 4.625%
HK$178,907
+HK$10,262/mo
Deposit HK$3.87M · loan HK$34.80M · min. income ≈ HK$337,290/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$1,643,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,545
−HK$9,538/mo
▼ 0.25% · 3.875%
HK$181,280
−HK$4,803/mo
Today · 4.125%
HK$186,083
baseline
▲ 0.50% · 4.625%
HK$195,892
+HK$9,809/mo
Deposit HK$3.87M · loan HK$34.80M · min. income ≈ HK$372,166/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$1,643,208 · Scale 2, in force from 26 Feb 2026)