LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,168
−HK$5,529/mo
▼ 0.25% · 3.875%
HK$90,911
−HK$2,786/mo
Today · 4.125%
HK$93,697
baseline
▲ 0.50% · 4.625%
HK$99,399
+HK$5,702/mo
Deposit HK$19.33M · loan HK$19.33M · min. income ≈ HK$187,394/mo (50% DSR)
Upfront cash ≈ HK$20.98M (deposit + AVD stamp duty HK$1,643,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,087
−HK$5,299/mo
▼ 0.25% · 3.875%
HK$100,717
−HK$2,669/mo
Today · 4.125%
HK$103,386
baseline
▲ 0.50% · 4.625%
HK$108,835
+HK$5,449/mo
Deposit HK$19.33M · loan HK$19.33M · min. income ≈ HK$206,772/mo (50% DSR)
Upfront cash ≈ HK$20.98M (deposit + AVD stamp duty HK$1,643,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,802
−HK$6,635/mo
▼ 0.25% · 3.875%
HK$109,093
−HK$3,344/mo
Today · 4.125%
HK$112,437
baseline
▲ 0.50% · 4.625%
HK$119,278
+HK$6,841/mo
Deposit HK$15.47M · loan HK$23.20M · min. income ≈ HK$224,874/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$1,643,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,704
−HK$6,359/mo
▼ 0.25% · 3.875%
HK$120,861
−HK$3,202/mo
Today · 4.125%
HK$124,063
baseline
▲ 0.50% · 4.625%
HK$130,603
+HK$6,540/mo
Deposit HK$15.47M · loan HK$23.20M · min. income ≈ HK$248,126/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$1,643,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,436
−HK$7,740/mo
▼ 0.25% · 3.875%
HK$127,275
−HK$3,901/mo
Today · 4.125%
HK$131,176
baseline
▲ 0.50% · 4.625%
HK$139,158
+HK$7,982/mo
Deposit HK$11.60M · loan HK$27.07M · min. income ≈ HK$262,352/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,643,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,321
−HK$7,419/mo
▼ 0.25% · 3.875%
HK$141,004
−HK$3,736/mo
Today · 4.125%
HK$144,740
baseline
▲ 0.50% · 4.625%
HK$152,370
+HK$7,630/mo
Deposit HK$11.60M · loan HK$27.07M · min. income ≈ HK$289,480/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,643,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,703
−HK$9,952/mo
▼ 0.25% · 3.875%
HK$163,640
−HK$5,015/mo
Today · 4.125%
HK$168,655
baseline
▲ 0.50% · 4.625%
HK$178,918
+HK$10,263/mo
Deposit HK$3.87M · loan HK$34.80M · min. income ≈ HK$337,310/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$1,643,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,556
−HK$9,539/mo
▼ 0.25% · 3.875%
HK$181,291
−HK$4,804/mo
Today · 4.125%
HK$186,095
baseline
▲ 0.50% · 4.625%
HK$195,904
+HK$9,809/mo
Deposit HK$3.87M · loan HK$34.80M · min. income ≈ HK$372,190/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$1,643,307 · Scale 2, in force from 26 Feb 2026)