LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,171
−HK$5,529/mo
▼ 0.25% · 3.875%
HK$90,914
−HK$2,786/mo
Today · 4.125%
HK$93,700
baseline
▲ 0.50% · 4.625%
HK$99,402
+HK$5,702/mo
Deposit HK$19.33M · loan HK$19.33M · min. income ≈ HK$187,400/mo (50% DSR)
Upfront cash ≈ HK$20.98M (deposit + AVD stamp duty HK$1,643,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,090
−HK$5,299/mo
▼ 0.25% · 3.875%
HK$100,720
−HK$2,669/mo
Today · 4.125%
HK$103,389
baseline
▲ 0.50% · 4.625%
HK$108,839
+HK$5,450/mo
Deposit HK$19.33M · loan HK$19.33M · min. income ≈ HK$206,778/mo (50% DSR)
Upfront cash ≈ HK$20.98M (deposit + AVD stamp duty HK$1,643,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,806
−HK$6,635/mo
▼ 0.25% · 3.875%
HK$109,097
−HK$3,344/mo
Today · 4.125%
HK$112,441
baseline
▲ 0.50% · 4.625%
HK$119,282
+HK$6,841/mo
Deposit HK$15.47M · loan HK$23.20M · min. income ≈ HK$224,882/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$1,643,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,708
−HK$6,359/mo
▼ 0.25% · 3.875%
HK$120,865
−HK$3,202/mo
Today · 4.125%
HK$124,067
baseline
▲ 0.50% · 4.625%
HK$130,607
+HK$6,540/mo
Deposit HK$15.47M · loan HK$23.20M · min. income ≈ HK$248,134/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$1,643,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,440
−HK$7,741/mo
▼ 0.25% · 3.875%
HK$127,280
−HK$3,901/mo
Today · 4.125%
HK$131,181
baseline
▲ 0.50% · 4.625%
HK$139,163
+HK$7,982/mo
Deposit HK$11.60M · loan HK$27.07M · min. income ≈ HK$262,362/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,643,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,326
−HK$7,419/mo
▼ 0.25% · 3.875%
HK$141,009
−HK$3,736/mo
Today · 4.125%
HK$144,745
baseline
▲ 0.50% · 4.625%
HK$152,375
+HK$7,630/mo
Deposit HK$11.60M · loan HK$27.07M · min. income ≈ HK$289,490/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,643,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,708
−HK$9,953/mo
▼ 0.25% · 3.875%
HK$163,645
−HK$5,016/mo
Today · 4.125%
HK$168,661
baseline
▲ 0.50% · 4.625%
HK$178,923
+HK$10,262/mo
Deposit HK$3.87M · loan HK$34.80M · min. income ≈ HK$337,322/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$1,643,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,562
−HK$9,539/mo
▼ 0.25% · 3.875%
HK$181,297
−HK$4,804/mo
Today · 4.125%
HK$186,101
baseline
▲ 0.50% · 4.625%
HK$195,910
+HK$9,809/mo
Deposit HK$3.87M · loan HK$34.80M · min. income ≈ HK$372,202/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$1,643,361 · Scale 2, in force from 26 Feb 2026)