LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,176
−HK$5,529/mo
▼ 0.25% · 3.875%
HK$90,918
−HK$2,787/mo
Today · 4.125%
HK$93,705
baseline
▲ 0.50% · 4.625%
HK$99,407
+HK$5,702/mo
Deposit HK$19.33M · loan HK$19.33M · min. income ≈ HK$187,410/mo (50% DSR)
Upfront cash ≈ HK$20.98M (deposit + AVD stamp duty HK$1,643,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,094
−HK$5,300/mo
▼ 0.25% · 3.875%
HK$100,725
−HK$2,669/mo
Today · 4.125%
HK$103,394
baseline
▲ 0.50% · 4.625%
HK$108,844
+HK$5,450/mo
Deposit HK$19.33M · loan HK$19.33M · min. income ≈ HK$206,788/mo (50% DSR)
Upfront cash ≈ HK$20.98M (deposit + AVD stamp duty HK$1,643,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,811
−HK$6,635/mo
▼ 0.25% · 3.875%
HK$109,102
−HK$3,344/mo
Today · 4.125%
HK$112,446
baseline
▲ 0.50% · 4.625%
HK$119,288
+HK$6,842/mo
Deposit HK$15.47M · loan HK$23.20M · min. income ≈ HK$224,892/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$1,643,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,713
−HK$6,360/mo
▼ 0.25% · 3.875%
HK$120,870
−HK$3,203/mo
Today · 4.125%
HK$124,073
baseline
▲ 0.50% · 4.625%
HK$130,613
+HK$6,540/mo
Deposit HK$15.47M · loan HK$23.20M · min. income ≈ HK$248,146/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$1,643,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,446
−HK$7,741/mo
▼ 0.25% · 3.875%
HK$127,286
−HK$3,901/mo
Today · 4.125%
HK$131,187
baseline
▲ 0.50% · 4.625%
HK$139,169
+HK$7,982/mo
Deposit HK$11.60M · loan HK$27.07M · min. income ≈ HK$262,374/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,643,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,332
−HK$7,420/mo
▼ 0.25% · 3.875%
HK$141,015
−HK$3,737/mo
Today · 4.125%
HK$144,752
baseline
▲ 0.50% · 4.625%
HK$152,382
+HK$7,630/mo
Deposit HK$11.60M · loan HK$27.07M · min. income ≈ HK$289,504/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,643,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,716
−HK$9,953/mo
▼ 0.25% · 3.875%
HK$163,653
−HK$5,016/mo
Today · 4.125%
HK$168,669
baseline
▲ 0.50% · 4.625%
HK$178,932
+HK$10,263/mo
Deposit HK$3.87M · loan HK$34.80M · min. income ≈ HK$337,338/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$1,643,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,570
−HK$9,540/mo
▼ 0.25% · 3.875%
HK$181,306
−HK$4,804/mo
Today · 4.125%
HK$186,110
baseline
▲ 0.50% · 4.625%
HK$195,920
+HK$9,810/mo
Deposit HK$3.87M · loan HK$34.80M · min. income ≈ HK$372,220/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$1,643,439 · Scale 2, in force from 26 Feb 2026)