LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,177
−HK$5,530/mo
▼ 0.25% · 3.875%
HK$90,920
−HK$2,787/mo
Today · 4.125%
HK$93,707
baseline
▲ 0.50% · 4.625%
HK$99,408
+HK$5,701/mo
Deposit HK$19.33M · loan HK$19.33M · min. income ≈ HK$187,414/mo (50% DSR)
Upfront cash ≈ HK$20.98M (deposit + AVD stamp duty HK$1,643,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,096
−HK$5,300/mo
▼ 0.25% · 3.875%
HK$100,727
−HK$2,669/mo
Today · 4.125%
HK$103,396
baseline
▲ 0.50% · 4.625%
HK$108,846
+HK$5,450/mo
Deposit HK$19.33M · loan HK$19.33M · min. income ≈ HK$206,792/mo (50% DSR)
Upfront cash ≈ HK$20.98M (deposit + AVD stamp duty HK$1,643,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,813
−HK$6,635/mo
▼ 0.25% · 3.875%
HK$109,104
−HK$3,344/mo
Today · 4.125%
HK$112,448
baseline
▲ 0.50% · 4.625%
HK$119,290
+HK$6,842/mo
Deposit HK$15.47M · loan HK$23.20M · min. income ≈ HK$224,896/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$1,643,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,715
−HK$6,360/mo
▼ 0.25% · 3.875%
HK$120,872
−HK$3,203/mo
Today · 4.125%
HK$124,075
baseline
▲ 0.50% · 4.625%
HK$130,615
+HK$6,540/mo
Deposit HK$15.47M · loan HK$23.20M · min. income ≈ HK$248,150/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$1,643,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,448
−HK$7,741/mo
▼ 0.25% · 3.875%
HK$127,288
−HK$3,901/mo
Today · 4.125%
HK$131,189
baseline
▲ 0.50% · 4.625%
HK$139,172
+HK$7,983/mo
Deposit HK$11.60M · loan HK$27.07M · min. income ≈ HK$262,378/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,643,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,335
−HK$7,419/mo
▼ 0.25% · 3.875%
HK$141,018
−HK$3,736/mo
Today · 4.125%
HK$144,754
baseline
▲ 0.50% · 4.625%
HK$152,385
+HK$7,631/mo
Deposit HK$11.60M · loan HK$27.07M · min. income ≈ HK$289,508/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,643,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,719
−HK$9,953/mo
▼ 0.25% · 3.875%
HK$163,656
−HK$5,016/mo
Today · 4.125%
HK$168,672
baseline
▲ 0.50% · 4.625%
HK$178,935
+HK$10,263/mo
Deposit HK$3.87M · loan HK$34.80M · min. income ≈ HK$337,344/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$1,643,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,573
−HK$9,540/mo
▼ 0.25% · 3.875%
HK$181,309
−HK$4,804/mo
Today · 4.125%
HK$186,113
baseline
▲ 0.50% · 4.625%
HK$195,923
+HK$9,810/mo
Deposit HK$3.87M · loan HK$34.80M · min. income ≈ HK$372,226/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$1,643,468 · Scale 2, in force from 26 Feb 2026)