LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,181
−HK$5,530/mo
▼ 0.25% · 3.875%
HK$90,924
−HK$2,787/mo
Today · 4.125%
HK$93,711
baseline
▲ 0.50% · 4.625%
HK$99,413
+HK$5,702/mo
Deposit HK$19.34M · loan HK$19.34M · min. income ≈ HK$187,422/mo (50% DSR)
Upfront cash ≈ HK$20.98M (deposit + AVD stamp duty HK$1,643,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,100
−HK$5,300/mo
▼ 0.25% · 3.875%
HK$100,731
−HK$2,669/mo
Today · 4.125%
HK$103,400
baseline
▲ 0.50% · 4.625%
HK$108,851
+HK$5,451/mo
Deposit HK$19.34M · loan HK$19.34M · min. income ≈ HK$206,800/mo (50% DSR)
Upfront cash ≈ HK$20.98M (deposit + AVD stamp duty HK$1,643,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,817
−HK$6,636/mo
▼ 0.25% · 3.875%
HK$109,109
−HK$3,344/mo
Today · 4.125%
HK$112,453
baseline
▲ 0.50% · 4.625%
HK$119,295
+HK$6,842/mo
Deposit HK$15.47M · loan HK$23.20M · min. income ≈ HK$224,906/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$1,643,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,721
−HK$6,360/mo
▼ 0.25% · 3.875%
HK$120,878
−HK$3,203/mo
Today · 4.125%
HK$124,081
baseline
▲ 0.50% · 4.625%
HK$130,621
+HK$6,540/mo
Deposit HK$15.47M · loan HK$23.20M · min. income ≈ HK$248,162/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$1,643,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,453
−HK$7,742/mo
▼ 0.25% · 3.875%
HK$127,293
−HK$3,902/mo
Today · 4.125%
HK$131,195
baseline
▲ 0.50% · 4.625%
HK$139,178
+HK$7,983/mo
Deposit HK$11.60M · loan HK$27.07M · min. income ≈ HK$262,390/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,643,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,341
−HK$7,420/mo
▼ 0.25% · 3.875%
HK$141,024
−HK$3,737/mo
Today · 4.125%
HK$144,761
baseline
▲ 0.50% · 4.625%
HK$152,391
+HK$7,630/mo
Deposit HK$11.60M · loan HK$27.07M · min. income ≈ HK$289,522/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,643,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,726
−HK$9,953/mo
▼ 0.25% · 3.875%
HK$163,663
−HK$5,016/mo
Today · 4.125%
HK$168,679
baseline
▲ 0.50% · 4.625%
HK$178,943
+HK$10,264/mo
Deposit HK$3.87M · loan HK$34.80M · min. income ≈ HK$337,358/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$1,643,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,581
−HK$9,540/mo
▼ 0.25% · 3.875%
HK$181,317
−HK$4,804/mo
Today · 4.125%
HK$186,121
baseline
▲ 0.50% · 4.625%
HK$195,932
+HK$9,811/mo
Deposit HK$3.87M · loan HK$34.80M · min. income ≈ HK$372,242/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$1,643,540 · Scale 2, in force from 26 Feb 2026)